Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.
Read the full story »How to get out and stay out, as well as other sticky issues like dealing with debt collectors and loan consolidation.
Reviews, Tips & Tricks, and everything else you need to know about getting the most out your credit cards.
Budgeting, frugal living, saving, and all kinds of other money and finance related subjects.
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Don’t like the idea of spending money you don’t have? Get the scoop on bank and prepaid debit cards.
It’s happened to all of us. You buy something in a store, and when you get it home, find out that it just doesn’t work. Maybe you’ve made a purchase online and it arrives damaged …
Your FICO score is more than just a credit score – it can have a big effect on areas of your life that, at first glance, completely unrelated to it. No, it’s not just your …
Credit card thieves. We know they’re out there. We know we’re supposed to fear them, be ever vigilant against them, and, if given the opportunity, finger them so the authorities can haul them into prison. …
In the near future, you may no longer be able to blame your debit or credit cards for that gaping hole in your monthly budget. As the New York Times reports, MasterCard and Citigroup have …
The Wall Street Journal recently published an article that discussed the work of Jan-Emmanuel De Neve and James Fowler (London School of Economics and University of California, San Diego, researchers). De Neve and Fowler conducted …
If it always seems like your credit cards have the upper hand, it’s time to take a closer look at making your credit work for you. By taking a few moments out of your day, you …
Waving your phone in front of a cash register in order to pay for an item may seem unimaginable, but phone payments are coming soon to a retail store near you. According to Bloomberg, AT&T, …
Have you heard of this? The Whitehouse, along with “key government agencies, business leaders and privacy advocates” have cooked up a blueprint for a voluntary, centralized identification system that will somehow clamp down on identity …
The longstanding battle between merchants and the banking industry has netted at least one victory for merchants on Capitol Hill. This week, the House and Senate came to an agreement over the issue of debit …
On Tuesday, the Federal Reserve Board enacted additional consumer protections for credit card users in the ongoing game of legislative whack-a-mole. These new rules, which won’t go into effect until August 22, may bring some …
Heading overseas this summer? Don’t forget your credit card. Whether you’re in a pinch or simply picking up the tab on the road, credit cards can be your best friend–or worst enemy. Before hopping on …
In Europe, they’ve transitioned away from signature-based credit card authorizations and are instead using credit cards with built-in chips that require a PIN for most transactions. The system is called EMV, named for the three …
Oh boy. What follows is a rant from a non-believer. So, take it with a grain of salt.
There’s this hot new trend on the horizon that folks like The Wall Street Journal are calling “social …
If “Things You’d Find in a Wallet” were a survey question on Family Feud, chances are that “credit card” would be right up there just below “driver’s license” and cash. It says something that credit …
