Studies show that over 75% of college students have a credit card, and they can be a great asset for a student. Credit cards are convenient, can help build a good credit history and can help young people learn money management skills.
Read the full story »How to get out and stay out, as well as other sticky issues like dealing with debt collectors and loan consolidation.
Reviews, Tips & Tricks, and everything else you need to know about getting the most out your credit cards.
Budgeting, frugal living, saving, and all kinds of other money and finance related subjects.
Learn how to repair and improve your credit score. Learn about Beacon and Fico scores, and much more!
Don’t like the idea of spending money you don’t have? Get the scoop on bank and prepaid debit cards.
If you’ve built up several credit card balances and your money management is getting hectic, consider debt consolidation to repay the outstanding balances on your credit cards if you find it difficult to manage this on your own.
Believe it or not, you have some choices that can alleviate your budget. From a minor downgrade to some creative changes, you can lower or eliminate the bill altogether.
There are plenty of positive factors related to having credit cards in your wallet, from added convenience in your day-to-day activities to helping you build or maintain a good credit rating.
But plastic also comes with …
Don’t think you are alone if you’ve accumulated a bit of credit card debt that you just can’t seem to get rid of. Credit card debt can be a never-ending battle, with interest fees continually …
It is unfortunate that many personal finance sources imply that lucrative investments are the only way to make money Buying a second property and the often-volatile stock market are only one way of getting a …
It’s not as if I want to keep working until my arthritic fingers break off on the keyboard, it’s just that planning for my retirement has turned out to be an incredibly dry undertaking. Thinking …
Signed into law over a year ago, the credit card bill of rights was touted as protection against practices and fees imposed by credit card issuers on to consumers and which have long been considered …
Let’s forget credit card companies and the various ways they conspire to squeeze more money out of you for a moment. That’s a dead horse that’s already been beaten too many times with no …
Many people know how important it is to save money, but there is also the perception that saving money means having to deprive oneself of the nicer things in life. This couldn’t be further from …
Frugality is a virtue worth cultivating, but there are those of us whose desire to put money away means doing things that result in them missing the bigger picture when it comes to budgeting and …
One sure way to put yourself in the poorhouse is to spend much more than you earn. Obviously, spending less ensures that you have more wealth, but that’s just one side of the savings coin. …
We can’t all be Robert Kiyosaki (“your strategy is all wrong; buy my book”) but nothing can stop you from using the money you have to its fullest potential. I’d do what my favorite advisor, …
Owning a home is one thing; many people often daydream about building their own real estate empire one day. However, just like blue cheese, real estate investing might not be the right choice for …
It’s happened to all of us. You buy something in a store, and when you get it home, find out that it just doesn’t work. Maybe you’ve made a purchase online and it arrives damaged …
