Studies show that over 75% of college students have a credit card, and they can be a great asset for a student. Credit cards are convenient, can help build a good credit history and can help young people learn money management skills.
Read the full story »How to get out and stay out, as well as other sticky issues like dealing with debt collectors and loan consolidation.
Reviews, Tips & Tricks, and everything else you need to know about getting the most out your credit cards.
Budgeting, frugal living, saving, and all kinds of other money and finance related subjects.
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In 2004, the U.S. Congress ordered the three major credit bureaus – Experian, Equifax, and TransUnion – to craft a website to allow consumers to order their credit reports online for free, once per year.
Not …
Albert Einstein once said that Compound Interest was the most powerful force in the universe. If (like me) you have a rather hefty amount of revolving credit card debt, you’ll know this expression to be …
While there’s nothing wrong with the traditional d&m (dinner and movie) format, it’s not all that cost-effective and can easily leave your wallet over $50 lighter when the night is over. Besides, it’s hardly big …
Money is in some respects like fire; it is a very excellent servant but a terrible master. When you have it mastering you; when interest is constantly piling up against you, it will keep you …
Which features should I be looking out for?
Just like snowflakes, no two Credit Cards are exactly alike. While some cards try to tempt you with low interest rates, others have an enticing rewards program or …
General Fritz and Gary are no more.
Warning: The following photos are explicit and disturbing – do not click unless you have a strong stomach!
I have found different formulas for creating a goal.
One goal I am considering is to lower my monthly payment each month. Of course I can do this by just paying my bills, but it’s kind …
It’s hard to know just who you should cheer for in this week’s Credit Card showdown.
In the left corner, we have General Fritz. Herr Fritz served in the German Infantry in World War II and …
Prelude:
It seems kind of silly now, but I always thought that getting my first Credit Card was a rite of passage of sorts. It was my first entry into the fantastic and terrifying world of …
Each year hundreds thousands of Americans find themselves delving deeper and deeper into debt and see no light at the end of the tunnel. Sadly, getting yourself into debt is easy, but getting out can …
Remember – if it seems too good to be true, it probably is. Always do your research before committing to anything, since the terms & conditions vary so significantly from card to card. Sadly, some …
Way back when, in the dark days of my credit past, the postal service would frequently back a dump truck to my house and unload several metric tons of pre-approved credit card offers on my …
A big welcome to Mike, Melanie and Rob to the Master Your Card team – check out the ‘About Us‘ page for a short bio on each of them!
‘Know thy enemy’
So wrote the great Chinese general and philosopher Sun Tzu over 2000 years ago. Granted, he probably wasn’t talking about credit cards, but one can’t deny that it’s great advice nonetheless. As it …
