Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.
Read the full story »How to get out and stay out, as well as other sticky issues like dealing with debt collectors and loan consolidation.
Reviews, Tips & Tricks, and everything else you need to know about getting the most out your credit cards.
Budgeting, frugal living, saving, and all kinds of other money and finance related subjects.
Learn how to repair and improve your credit score. Learn about Beacon and Fico scores, and much more!
Don’t like the idea of spending money you don’t have? Get the scoop on bank and prepaid debit cards.
With the national average of gas per gallon costing about $3.29, the idea of filling up has people cringing, especially those with larger vehicles or a long commute to work every morning. Many have even …
I had a client who came into the credit union one day who was distraught because she was overwhelmed by her bills and wanted to know what we could do to help. She brought in …
The process of getting a new credit card is similar to shopping for a new pair of shoes; the best choice is going to vary widely from person to person, depending on factors such as …
If you’ve been following the news on the recession then you’ve probably noticed that economists have stopped arguing about when a recession might occur. Now their heated discussions are centered on when it actually started, …
The other day, I was sifting through my junk mail. I was so bored that I actually read some of the special offers headed my way. Alongside the opportunities to buy limited-edition collectible plates featuring …
I personally think there should be a Banking 101 course offered in high school these days. The sad reality is that kids aren’t getting the financial education they need in order to make informed decisions. …
Have you ever wondered what the difference is between a credit card aimed at business owners and a regular credit card? Perhaps you own a small business or your own company and are interested in …
In a world where everyone is paranoid about getting their personal financial information stolen it would seem like an absurd idea for a credit card company to offer mini cards to attach to the one …
At one time or another you’re probably going to have to talk to your creditors. Even if you’re a stellar cardholder, there will come a time when you have a question or want to …
Hope for the Best but Plan for the Worst
Many have felt the grips of what looks to be an economic recession in the making. Gas prices are skyrocketing, the housing market is falling, and the …
So you’ve had some rough times in the past with your credit? Don’t feel too bad, many of us have. Whether it be an unexpected job loss, healthcare costs or unexpected expenses many of us …
Where would the tabloids be without Celebrity divorces? The drama, the excitement, the downright cattyness – most of us simply can’t resist the spectacle.
Indeed, as I write this post, the media is abuzz with news …
Your Fico score, in a nutshell, determines your attractiveness as a borrower. The higher your Fico score is, the harder lenders will work to get your business. Likewise, the lower your Fico score, the harder …
This is a guest post from Living Almost Large – check out her blog now!
As I drew up a complete budget, I’ve tracked my spending for 2007, detailed all money spent on a CC or …
