February 17, 2012 – 8:21 am | No Comment

Studies show that over 75% of college students have a credit card, and they can be a great asset for a student. Credit cards are convenient, can help build a good credit history and can help young people learn money management skills.

Read the full story »
Credit Card Debt

How to get out and stay out, as well as other sticky issues like dealing with debt collectors and loan consolidation.

Credit Cards

Reviews, Tips & Tricks, and everything else you need to know about getting the most out your credit cards.

Personal Finance

Budgeting, frugal living, saving, and all kinds of other money and finance related subjects.

Credit Report

Learn how to repair and improve your credit score. Learn about Beacon and Fico scores, and much more!

Debit Cards

Don’t like the idea of spending money you don’t have? Get the scoop on bank and prepaid debit cards.

Government Credit Card Bloopers and You
April 15, 2008 – 7:01 am | 2 Comments

A recent audit conducted by the congressional Government Accountability Office of the credit card use (or misuse) of various government departments, including the Department of Defense, Department of Homeland Security, and the Department of Veteran’s …

A Wise Saving Habit: The 10% Rule
April 14, 2008 – 7:12 pm | 11 Comments

I’ll be the first to admit that I’m a little obsessive about money and the process of acquiring wealth over the course of my life. In particular, I find it fascinating to evaluate the spending, …

My first Card Review: AMEX Blue Cash Credit Card
April 14, 2008 – 12:59 am | 5 Comments

A few readers have asked me why there are so few bona-fide credit card reviews on this site. The simple reason is that I don’t think I’m qualified. Apart from a lack of formal training, …

One of my posts is in the Carnival of Debt Reduction
April 14, 2008 – 12:26 am | No Comment

My post on Why America Needs a Recession is coming up tomorrow at the Carnival of Debt Reduction, hosted this week by Credit Addict. Check it out here.
Update: My post was also mentioned in the …

Weekend Roundup!
April 12, 2008 – 6:53 pm | 2 Comments

Well dear readers, it looks like it’s time for another Weekend Roundup. Here are this week’s best posts from the Personal Finance blogosphere.
Seb over at Pinching Copper did a great writeup on how he gets …

A Prank to Remember: Do Signatures Matter?
April 11, 2008 – 5:11 pm | 6 Comments

In terms of credit card signatures, one would hope that the answer is yes. Unfortunately, the answer may very well be no!
I’ve been following the shenanigans of fellow blogger, John Hargrave at www.zug.com/pranks/credit for a …

Why America NEEDS a Recession
April 10, 2008 – 7:19 pm | 18 Comments

There’s no doubt about it – the Recession is coming. Every day there are more and more stories in the financial press of cutbacks, layoffs, and downsizing. The smart investors have already battened down the …

The credit card Bill of Rights: An indepth look
April 10, 2008 – 8:22 am | One Comment

A new legislation has recently made its debut into the House of Representatives that may be of interest to anyone who carries a credit card. The proposed legislation is aptly titled “The Credit Cardholders’ Bill …

The Lending Game: Part 1
April 9, 2008 – 2:57 pm | 3 Comments

I’ve been asked to talk a little about the ins and outs of lending, so I’m thinking this is a good time to introduce the topic. There are many different types of loans available to …

A Primer: Secured Credit Cards
April 9, 2008 – 5:01 am | 2 Comments

If you have no credit to your name it can be pretty hard to get your hands on a credit card. Some credit card issuers would rather give a credit card to someone who just …

Banks vs. Credit Unions: Which is Better?
April 8, 2008 – 2:03 pm | 22 Comments

With all of the discussion around the recession and protecting your assets, I thought it important to cover the topic of banks vs. credit unions. Many people have an idea of which is better and …

Top Ten Reasons to Pay off Your Credit Card Debt
April 7, 2008 – 6:37 pm | 11 Comments

If you’re like most American’s, you enjoy a love-hate relationship with your credit cards. Mostly loving them when they’re available to spend on, and passionately hating them when the bill comes due! For that reason, …

Carnival of Personal Finance
April 7, 2008 – 3:11 pm | No Comment

Many thanks to MoneyNing for linking to our post about preparing for a recession. Check the whole offering out over at MN now!

Gas Rebate Cards: Better than walking to work!
April 5, 2008 – 4:29 pm | 3 Comments

With the national average of gas per gallon costing about $3.29, the idea of filling up has people cringing, especially those with larger vehicles or a long commute to work every morning. Many have even …