Treated Like a Criminal at Checkout? Don’t Put Up With It
June 9, 2010 – 10:53 am | No Comment

Credit card fraud is a serious issue, and retailers and credit card issuers have enacted a number of measures to help protect your identity and their bottom-lines. But the backlash of tighter security is that …

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Free Credit Reports – Post-FTC Crackdown
March 31, 2010 – 6:35 pm | No Comment
Free Credit Reports – Post-FTC Crackdown

Those hooky satire songs from FreeCreditReport.com hide a dark secret. First of all, that dude is a French-Canadian, so he probably doesn’t even have a credit history in the U.S., and to make matters worse, …

Paying Taxes by Credit Card: Tax Pros, Con Jobs and Hidden Fees
March 24, 2010 – 7:13 am | No Comment
Paying Taxes by Credit Card: Tax Pros, Con Jobs and Hidden Fees

Yes, you can pay your federal income taxes to the IRS by credit card or debit card. Should you do it? Maybe. Here’s how it works:
When you file your tax return through an official IRS …

Best Credit Cards for Bad Credit, Average Credit, Good Credit and Excellent Credit
March 17, 2010 – 4:35 am | No Comment
Best Credit Cards for Bad Credit, Average Credit, Good Credit and Excellent Credit

If you grew up in an egalitarian society with a loving family, you’ve probably been told over and over to reach for the stars and set your sights high. You can achieve anything if you …

Credit Card Fees: The Fed’s Latest Proposal
March 10, 2010 – 8:52 am | No Comment
Credit Card Fees: The Fed’s Latest Proposal

In its ongoing efforts to protect consumers, the Federal Reserve rolled out a preliminary ruling that aims to limit credit card fees, particularly the troublesome over-the-limit fees which have received much media attention in the …

Rewards Credit Cards: Are They Still Worth It?
March 3, 2010 – 9:08 am | One Comment
Rewards Credit Cards: Are They Still Worth It?

There were no words minced when the credit card companies let the world know that it’ll be tough for them to be so generous in the post-CARD Act era. And now, they’ve followed through. Our …

The Death of the Credit Card: 5 Futuristic Ways to Pay (Today!)
February 24, 2010 – 8:16 am | No Comment
The Death of the Credit Card: 5 Futuristic Ways to Pay (Today!)

This month’s Wired has a great article entitled The Future of Money: It’s Flexible, Frictionless and (Almost) Free which focuses on how technology is helping cut institutional interlopers out of the equation when moving money …

The CARD Act: How it Will and Won’t Protect You After February 22
February 17, 2010 – 10:06 am | No Comment
The CARD Act: How it Will and Won’t Protect You After February 22

Nine months later, the Credit CARD Act of 2009 is finally going into full effect. We’ve seen banks slowly react to the new laws by working the loopholes, rather than complying ahead of time, but …

Hit ‘em High, Hit ‘em Low: Credit Cards for the Rich and the Poor
February 10, 2010 – 7:15 pm | One Comment
Hit ‘em High, Hit ‘em Low: Credit Cards for the Rich and the Poor

Credit cards are far from one size fits all and the big names in lending know it. That’s why they’ve devised each credit card to target a specific demographic and income level. Whether it’s so …

Pissed About Credit Card Business Practices? Take Action
February 3, 2010 – 10:13 am | 3 Comments
Pissed About Credit Card Business Practices? Take Action

Washington Post recently ran some required reading for all credit card users entitled “Five myths about America’s credit card debt.” Don’t be deceived by the somewhat banal title – this piece is actually very illuminating …

Watch Your Back: 8 Up and Coming Credit Card Fee-Creep Tricks
January 27, 2010 – 11:20 am | 2 Comments
Watch Your Back: 8 Up and Coming Credit Card Fee-Creep Tricks

February 2010 is almost upon us, which means the CARD Act is about to kick in to full effect. Of course, the credit card companies haven’t been resting on their laurels, waiting for the government …

Are You a Credit Card Junkie?
January 20, 2010 – 7:33 am | No Comment
Are You a Credit Card Junkie?

If you haven’t seen the movie Maxed Out, go watch it now (you can stream it on Netflix). Not to say that there’s anything completely revelatory about it – we all know that the credit …

What Happened To Rebate Checks?
January 2, 2010 – 11:25 pm | One Comment

I don’t know about you guys, but I’ve been noticing an increasing trend lately that I’m not completely on-board with yet. Retailers who use rebates to lure us in are moving from a paper check …

How Many Credit Cards Do I Need?
December 14, 2009 – 4:19 am | 3 Comments

Sound familiar? I was recently asked this question by one of my clients and figured the question warranted discussion.
The average American has anywhere from 5-10 credit cards, though with the recent financial crisis, that number …

Discover® More(SM) Card increases it’s 0% Balance Transfer offer to 12 months
December 8, 2009 – 4:57 pm | No Comment
Discover® More(SM) Card increases it’s 0% Balance Transfer offer to 12 months

At last, a sign that the credit crunch may be on its way out? The Discover® More(SM) Card now has a 0% interest offer on balance transfers for 12 months! There’s also 0% on purchases …