Washington Post recently ran some required reading for all credit card users entitled “Five myths about America’s credit card debt.” Don’t be deceived by the somewhat banal title – this piece is actually very illuminating …
Read the full story »How to get out and stay out, as well as other sticky issues like dealing with debt collectors and loan consolidation.
Reviews, Tips & Tricks, and everything else you need to know about getting the most out your credit cards.
Budgeting, frugal living, saving, and all kinds of other money and finance related subjects.
Learn how to repair and improve your credit score. Learn about Beacon and Fico scores, and much more!
Don’t like the idea of spending money you don’t have? Get the scoop on bank and prepaid debit cards.
Happy Black Friday, shoppers. Did you go out a-spending this morning? Are you still waiting in line as you read this post? We hope you’re having fun and took some of our advice for retail …
Here come the sales. And the crowds. And the flurry of plastic and cash in exchange for plastic goods and novelty knickknacks. For some, there’s nothing quite like the smell of commerce in the morning. …
Yesterday, Sen. Carl Levin (D-Mich) fired off a letter to the Federal Reserve Board urging it to tweak the rules implementing the CARD Act. Among them, Levin took time to identify a litany of wily …
Good credit card customers don’t make money for the likes of JPMorgan Chase and Bank of America. They take money. If you’re like me, you rack up tons of points on your card, pay it …
If you’ve ever signed up for a free credit report, you’ve likely been pitched on TransUnion Credit Monitoring. Like most people, I declined this option and opted instead to save my $11.95 a month. But …
Get Rich Slowly has a great post this week entitled “How to Establish a Credit History Without Losing Your Shirt” and it focuses solely on secured credit cards. Basically, the credit line on a secured …
We’ve all heard about that notorious “natural drug” found in turkey. You know – shoptophan, which induces Americans to compulsively wake in the wee hours of the morning 12 hours after consumption and lurch zombie-like, …
If you read our previous review of the Discover® More (SM) Card, you may be considering a switch to this immensely popular cashback card. But before you sign up, you might want to take …
They’ve always got the same question for you when you check out at Best Buy (or any other big box store):
“Would you like to purchase an extended warranty, service protection plan or product replacement plan?”
And …
Last night, my wife and I watched “A Night to Remember” on TCM. For those who haven’t seen it, this is a starkly different take on the Titanic than you may remember from the recent …
In an environment where banks are (understandably) hesitant to loan money to individuals, LendingClub bills itself as a way for borrowers to get low interest rate loans and build their credit. With LendingClub, you can …
Right now is a pretty interesting time for credit card issuers and credit card users alike. The entire industry is in flux, thanks to the recent economic turmoil and a flurry of tits-for-tats regarding credit …
Chase Freedom has long been hailed as the best cashback credit card. The card let you get 3% cashback on gas, grocery and drug store purchases before moving to a “top 3 spending” in 15 …
When Alberto Gonzalez and his ring of credit card thieves struck, over 46 million cardholders had their information stolen. Luckily, thanks to limited liability guaranteed by federal law, individual consumers did not see much damage …