It’s the Catch 22 of a global recession: people are taking hits on their credit rating due to being laid off, while more companies are asking to see credit reports before they hire someone.
When it comes to debit cards, many of us find them incredibly convenient and less of a burden than credit cards. After all, not only do retailers appreciate the lack of added-on credit fees, but it prevents you from racking up loads of debt by limiting you to only what you currently have in the bank.
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