Articles in Personal Finance
I just read that the Durham, N.C.-based Center for Responsible Lending has just published a study about debit cards and overdraft fees.
According to this report, banks and credit unions may provide expensive overdraft protection plans …
I read a story online about some of the stupid things people do with money and one of the comments was from someone in the banking industry. He said that he had a client who …
We all know college is a lasting experience that stays with us for the rest of our lives – sometimes in ways we wish weren’t the case. In any event, there are seven things college …
So today hasn’t been much of a good day for me. I got my electric bill and it was over $150…again. This is in spite of the fact that I’ve cut my AC usage way …
The fall of IndyMac Bank makes the sixth bank this year to go under. People are rightfully concerned about their money and I’ve gotten an influx of questions from members about protecting their money. So, let’s revisit how to protect your money with financial institutions.
First and foremost, if your bank or credit union is not FDIC or NCUA insured, dump them. You’re not protected and if they go belly up, you will probably lose your money. FDIC insurance covers banks and NCUA insurance covers credit unions…
We’ve had a recent rash of people come in to dispute charges on their accounts from the unauthorized use of their debit cards. What’s worse, these mysterious charges have come up with some other surprises for unsuspecting customers when they’ve checked their credit reports. Many of my clients are finding their identities have been stolen.
So, while this is a little off the topic of credit card advice, I thought I’d run through some simple ways to help protect yourself from identity theft. It’s certainly not a disappearing crime, so it is better to be safe than sorry.
I absolutely HATE moving! I would rather have my wisdom teeth pulled without anesthesia while lying on a bed of nails. I really hate it that much. It’s stressful, I hate packing, and I especially …
I always love training new bankers. I’m actually not “training” the new girl at work, but she’s still a lot of fun to be around.
She came into the credit union today in a bit of …
And you can’t take it with you to the grave, so why bother saving at all? Enjoy the one life you’ve got to live and don’t worry about the rest!
Ok, I got that argument spewed …
I read an article today that talked about the possibility of the financial industry outsourcing some of their positions. That got me thinking, is such a thing even possible? I mean I know it’s possible, …
I thought I’d try something a little different and add a bank and credit union review, sort of like the credit card review that Jonathan did with the Amex card. Each week I’ll pick a …
We’ve talked a lot about the fact that the credit crunch is affecting everyone. But take a group of people looking for loans at a reasonable rate coupled with a group of people looking for …
After reading an article in the New York Times I thought we should revisit our discussion of millionaires. Now, none of the clients I’ve worked with have done any of what you’ll find in the …
First, thanks to Megan for asking the question. The Dave Ramsey debate is still raging on so if you haven’t weighed in, please do so! We’d love to read your opinions. But Megan asked how …
