January 6, 2012 – 8:30 am | One Comment

Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.

Read the full story »
Credit Card Debt

How to get out and stay out, as well as other sticky issues like dealing with debt collectors and loan consolidation.

Credit Cards

Reviews, Tips & Tricks, and everything else you need to know about getting the most out your credit cards.

Personal Finance

Budgeting, frugal living, saving, and all kinds of other money and finance related subjects.

Credit Report

Learn how to repair and improve your credit score. Learn about Beacon and Fico scores, and much more!

Debit Cards

Don’t like the idea of spending money you don’t have? Get the scoop on bank and prepaid debit cards.

Home » Archive by Category

Articles in Personal Finance

Should You Pay Off Old Debts?
September 26, 2008 – 10:14 am | 4 Comments

Recently I had a client come into the credit union and talk to me about his situation. He’s had a bit of trouble financially over the last several years and he wanted some advice on …

Leaving the Corporate Life Behind
September 23, 2008 – 7:23 am | One Comment

I ran across this fabulous post over at My Dollar Plan where they talk about the 29 steps to take to leave the workforce behind by age 29. I absolutely LOVED this post and I …

Understanding Debit vs. Credit With Your Debit Card
September 22, 2008 – 7:36 am | 9 Comments

As many of you are aware, the Visa debit card is something that goes along with your account and allows you to quickly make purchases, rather than writing out a check. It is also referred …

Unclaimed Property
September 21, 2008 – 6:08 am | No Comment

The topic of unclaimed property has been cropping up in conversations a lot lately, at least in the conversations that I hear. Unclaimed property refers to anything that sits in an account without activity for …

The Sunk-Cost Fallacy
September 18, 2008 – 6:10 am | 2 Comments

Sounds very official and economic, doesn’t it? Yeah, it’s not mine. That’s a phrase I picked up over at Get Rich Slowly. J.D. had a post that talked about how we tend to throw good …

What are your top Financial Concerns?
September 17, 2008 – 8:59 am | No Comment

I came across a poll that I found rather interesting and wanted to share it with you guys to see what you thought. This poll was conducted by Yahoo and went over the financial concerns …

Can you afford to get sick?
September 15, 2008 – 5:35 am | 12 Comments

This week at work has been interesting, what with Ike bearing down on us and most of the coast evacuating to our already over-crowded city. Austin wasn’t really prepared to handle the influx of people …

TransUnion Offers 5 Money Management Tips
September 14, 2008 – 5:52 am | No Comment

Originally these tips were geared towards college students and labeled Finance 101. However, I feel like these simple tips are more appropriate to the general populace rather than financially uneducated students because they’re a bit …

10 Places To Put Your Money When Saving Rates Suck
September 12, 2008 – 6:22 am | One Comment

Let’s face it, the average savings account earns you anywhere from .10% to 2.50%. Whoop-de-do! That doesn’t really help you much in the long run, especially with official inflation rates running at roughly 5% (and …

Law Professor Says Financial Education Should Stop
September 5, 2008 – 8:17 am | 2 Comments

I’ve heard some pretty ridiculous things in my lifetime – short as it has been – but this one takes the cake. And the fact that it came from a law professor, someone who’s supposed …

Don’t let the fine print screw you! Why you should read all Disclosures…
September 4, 2008 – 6:59 am | 2 Comments

How important are disclosures? Do you even read yours? I’m about to go a little off topic here because I’m slightly annoyed after today, so here goes. I’m talking about bank disclosures as they pertain …

‘Interesting’ News about the FDIC
September 2, 2008 – 6:53 am | 3 Comments

You guys know I’m in the banking industry and I tend to keep up with things that are going on. Well, there’s some news making the rounds that’s got people a little concerned and I …

A brief Guide on Financial Preparedness
August 21, 2008 – 6:14 am | 2 Comments

We’re in the middle of the Atlantic hurricane season and as such, I thought it might be a good idea to talk about being prepared for an evacuation. I’m not talking about the information the …

Debit Cards Causing Overdraft Fees
August 19, 2008 – 6:38 am | 17 Comments

I just read that the Durham, N.C.-based Center for Responsible Lending has just published a study about debit cards and overdraft fees.
According to this report, banks and credit unions may provide expensive overdraft protection plans …