January 6, 2012 – 8:30 am | One Comment

Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.

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Articles in Personal Finance

5 Things NOT To Do In a Turbulent Economy
October 24, 2008 – 6:36 am | 3 Comments

We got a mass email from our HR department that listed five things to avoid doing during a turbulent economy. I read through it and the information is solid, but I have no idea where …

Another Stimulus Package
October 23, 2008 – 7:56 am | One Comment

I don’t know about you guys, but I’m growing weary of the government’s NEW ideas to help stimulate the economy. Everything they’ve done thus far seems to be only mildly responsive, but it sure is …

Why I Rent Instead of Own a Home
October 22, 2008 – 7:02 am | 19 Comments

After I wrote my article, ‘A Little Something Learned About Apartment Living,’ a coworker asked me why I didn’t just buy a house. I got the entire spiel about it being an investment for my …

Gifts vs. Charity: The Fine Line
October 17, 2008 – 6:47 am | 4 Comments

People are funny about money. Most people, myself included, tend to view an offer of money as charity. Our independent natures rebel at the idea that we need help from anyone, but especially from friends …

Blog Action Day: Poverty
October 15, 2008 – 9:51 pm | One Comment

As you may have noticed, a lot of your favorite blogs have participated in the blog action day and the hot topic this year is poverty. What a heavy topic, right? It’s a topic we’re …

The ‘We Deserve It Dividend’ Bailout
October 15, 2008 – 5:35 am | 9 Comments

Some of you may have seen this email floating around and found it rather amusing. On the first read through I thought it was funny and didn’t give it much thought, but the second time …

The New Insurance Rules
October 14, 2008 – 12:44 pm | One Comment

With the new bailout plan in effect, there were some temporary changes to the FDIC and NCUA insurance. I haven’t heard how long these changes will be in effect for; however, I’m told it will …

10 Ways To Permanently Stay In Debt
October 13, 2008 – 6:45 am | One Comment

If you haven’t already heard the news, the debt clock in New York has reached it’s capacity and can no longer keep up with the debt. As a temporary solution, they removed the dollar sign …

The Rules of Financial Responsibility
October 9, 2008 – 12:37 pm | 3 Comments

Here’s something to think about…
In 2004, Alan Greenspan – who everybody just loved – decided it was in the best interest of the economy and the American taxpayers to have lenders provide greater mortgage product …

The Difference In Money Market Accounts
October 8, 2008 – 10:03 am | One Comment

Along with all of the panicking that’s been going on, one of the primary concerns we’ve been seeing in the industry is that people don’t really understand money market accounts. Within the last month, I’ve …

Bank Collapse Survival Guide
October 3, 2008 – 3:29 am | 2 Comments

I’ve been getting a lot of questions from people at work about what they should do if their bank collapses. I also had a friend that called me and was freaking out because he banks …

Financial Bailout vs. Universal Healthcare
October 1, 2008 – 11:42 am | 4 Comments

Never before in the history of humanity would so many have to pay for the greed and incompetence of so few.
I’ve sort of been sitting on this topic for a little while, in part because …

Your Bank’s Super Powers
September 30, 2008 – 11:59 am | 5 Comments

You may not realize it, but your bank has some super powers that they’re willing to exercise when it comes to helping out their clients. Mind you, not all banks do so willingly – some …

A Financial Vent: Lay off the Panic Button!
September 29, 2008 – 6:57 am | 4 Comments

Normally I wouldn’t use this forum to vent, but given the situation and the vent, it seemed appropriate. Here’s the thing, people. Lay off the panic button!
Don’t get me wrong, there’s plenty to be concerned …