A Little Something Learned About Apartment Living

So today hasn’t been much of a good day for me. I got my electric bill and it was over $150…again. This is in spite of the fact that I’ve cut my AC usage way back, I turn off all lights and appliances when leaving the house, and I even unplug the appliances if I’m [...]

A Little Something Learned About Apartment Living
Photo by me-2007

Freezing Your Cards and Other Zany Ways to Stop Overspending

Are you spending so much that your credit card is cowering in your wallet? If you are giving your cards such a workout that your accounts are often empty, you need to stop overspending. This can be as tough a challenge as stopping smoking, which is why some wacky tips are in order:
Freeze your credit [...]

Freezing Your Cards and Other Zany Ways to Stop Overspending
Photo by rosedavies

How to lend money to Friends without ruining the Friendship

It doesn’t matter whether you’re the potential lender or the potential borrower - having a loan between two friends opens the potential for some real problems. Even the best of friends can find their relationship soured once money enters into the equation. The fact remains, though, that sometimes there are people who need money and people who care about them willing to lend it. It may seem cut and dry, but it’s a situation that should be entered into with caution…

How to lend money to Friends without ruining the Friendship
Photo by sausyn

8 Tips: Handling Credit Card Debt During a Divorce

Going through a divorce is never pleasant – as Jonathan referred to it in an earlier post, it’s excruciating. In said earlier post, he talked about the fact that credit card debt and divorce don’t mix and why. I’m going to piggyback on that post and talk about 8 tips to help you divide that [...]


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