It’s happened to all of us. You buy something in a store, and when you get it home, find out that it just doesn’t work. Maybe you’ve made a purchase online and it arrives damaged …

Your FICO score is more than just a credit score – it can have a big effect on areas of your life that, at first glance, completely unrelated to it. No, it’s not just your …

I’m on this whole holiday kick and one of the things I’ve been thinking about lately is how I can inject a little more cash flow into my budget. I’ve got things locked down pretty …

The precise formula that credit reporting agencies use to determine your credit score is as elusive as Google’s PageRank algorithm. But there are some things we consumers understand well about the factors that go into …

We all have our own goals in life regarding personal finance. Some of us want wealth, some of us just want enough. Whatever your specific goal, it’s important to remember that personal finance is not …

This week we review the Discover® More(SM) Card.
Apply for the Discover® More(SM) Card now.
What we like about it…

0% interest rate on balance transfers for 6 months. If you use it properly, this time will give you …

I get asked about Dave Ramsey a lot. Several people come into the credit union spouting the words of Dave Ramsey and then ask if we know who he is. Well, any banker worth their …