How well are you mastering your health insurance comparison? It is possible that you are ignoring some key items that could help you save money.

If you decide to apply for a reward credit card, be sure not to base your decision solely on the rewards but also on interest rates and fees.

In any disaster there are lessons to be learned, about ourselves as people and about the way we choose to live our lives. Here are some trends from the recession that we shouldn’t leave behind as our fortunes improve.

It goes without saying that credit cards are a double-edged sword. The convenience a credit card offers can lead to impulsive spending, which in turn results in escalating debts. On the other hand, using credit cards wisely can deliver numerous benefits. The key is to make informed choices on using your credit cards to your advantage, and not be the victim of reckless spending.

It’s a pretty awful situation to imagine. You log into your bank account and see all these charges you didn’t make on your credit card, withdrawals you didn’t request from your checking, and your savings completely depleted.

Identity theft is a big problem. In fact, an estimated 25% of reported frauds in Australia are a result of online identity theft. Fortunately, there are steps you can take to avoid it and ensure that your financial records stay safe.

Debt consolidation is becoming a common phenomenon as more and more Australians find themselves deep in the hole. Higher cost of living, mortgage payments and even basic things like groceries are being put on plastic as salaries fail to keep up with price increases.

Sometimes, people are in debt so deep that they don’t know what to do. A recent article from News.com.au cited that Australians owe almost $50 million on credit cards because rising living costs are forcing them to put even small expenses on plastic, putting the average credit card holder $3321 in the hole. To make matters worse, about $36 billion is currently accruing interest.

Different companies offer different incentives and promotional rates to lure customers into signing up for their credit cards. How do you choose a card that is just right for you?

Don’t think you are alone if you’ve accumulated a bit of credit card debt that you just can’t seem to get rid of. Credit card debt can be a never-ending battle, with interest fees continually …

It’s happened to all of us. You buy something in a store, and when you get it home, find out that it just doesn’t work. Maybe you’ve made a purchase online and it arrives damaged …

Your FICO score is more than just a credit score – it can have a big effect on areas of your life that, at first glance, completely unrelated to it. No, it’s not just your …

Credit card thieves. We know they’re out there. We know we’re supposed to fear them, be ever vigilant against them, and, if given the opportunity, finger them so the authorities can haul them into prison. …

In Europe, they’ve transitioned away from signature-based credit card authorizations and are instead using credit cards with built-in chips that require a PIN for most transactions. The system is called EMV, named for the three …

I’m on this whole holiday kick and one of the things I’ve been thinking about lately is how I can inject a little more cash flow into my budget. I’ve got things locked down pretty …