February 17, 2012 – 8:21 am | No Comment

Studies show that over 75% of college students have a credit card, and they can be a great asset for a student. Credit cards are convenient, can help build a good credit history and can help young people learn money management skills.

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Credit Card Debt

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Articles in Credit Report

The Business Credit Score
June 17, 2008 – 9:13 am | No Comment

Just as creditors will look at a personal credit score before making a decision to lend to an individual, business lenders look at a business credit score before determining whether or not to lend to …

The bad credit repair guide
March 27, 2008 – 9:15 am | 3 Comments

So you’ve had some rough times in the past with your credit?  Don’t feel too bad, many of us have.  Whether it be an unexpected job loss, healthcare costs or unexpected expenses many of us …

15 ways to improve your Credit score (Part 2)
February 21, 2008 – 5:16 pm | One Comment

Don’t apply for a lot of new credit at once – Making lots of credit applications in a short period of time will severely dent your rating. Every time you apply for credit, the potential …

15 ways to improve your Credit score (Part 1)
February 20, 2008 – 8:09 pm | 3 Comments

Pay your bills on time – This is the single most important factor in determining your credit rating. Roughly 35% of your Fico score will be determined by your payment history, so any late payments, …

Why FreeCreditReport.com Is a Scam
February 20, 2008 – 3:39 pm | 18 Comments

In 2004, the U.S. Congress ordered the three major credit bureaus – Experian, Equifax, and TransUnion – to craft a website to allow consumers to order their credit reports online for free, once per year.
Not …