January 6, 2012 – 8:30 am | One Comment

Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.

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Credit Card Debt

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Articles in Credit Report

Why You Should Develop a Healthy Obsession With Your Credit Rating
July 17, 2009 – 8:18 am | One Comment

It pays to keep close tabs on your credit rating as it has a big impact on other areas of your life. Here are 7 reasons why you should make sure that you are fully …

AMEX Gold Card Review
February 8, 2009 – 2:15 am | No Comment

The American Express Preferred Rewards Gold Card is one of the best Rewards cards on the market, and is a great option for those who don’t plan on carrying a revolving balance. This product also …

Credit Card Owners to get an Extra 60 Days to Pay
November 27, 2008 – 6:34 am | 6 Comments

The UK government has secured a promise from credit card issuers to give struggling borrowers a small reprieve, according to the Wall St. Journal. Under the plan, debtors who are currently in discussion with a …

Is Credit Repair for you?
October 28, 2008 – 6:46 am | 4 Comments

My take on credit repair is this: there’s no quick fix solution and those who say differently are selling something. It takes time, a conscious effort, and a serious personal repayment plan to increase your …

Shedding Debt vs. the Credit Score
September 16, 2008 – 5:34 am | 2 Comments

Of the two, which would you say is more important? Do you get rid of the debt so that you can effectively work on the credit score, or do you take care of your credit …

Can you afford to get sick?
September 15, 2008 – 5:35 am | 12 Comments

This week at work has been interesting, what with Ike bearing down on us and most of the coast evacuating to our already over-crowded city. Austin wasn’t really prepared to handle the influx of people …

TransUnion Offers 5 Money Management Tips
September 14, 2008 – 5:52 am | No Comment

Originally these tips were geared towards college students and labeled Finance 101. However, I feel like these simple tips are more appropriate to the general populace rather than financially uneducated students because they’re a bit …

New FICO Score Information
August 18, 2008 – 6:44 am | No Comment

As you may all be aware, FICO is rolling out a new program for calculating our credit scores this year. It’s supposed to make things a little less confusing for consumers and even out the …

The Card with the Credit Score
August 5, 2008 – 6:10 am | 9 Comments

Washington Mutual is popping up a lot lately, what with their stock dropping and them raising their savings rates in response to their struggling balance sheets. However, I’ve heard questions about their credit card that …

7 Ways Students Ruin Their Credit
July 31, 2008 – 6:12 am | 2 Comments

We all know college is a lasting experience that stays with us for the rest of our lives – sometimes in ways we wish weren’t the case. In any event, there are seven things college …

8 Tips: Handling Credit Card Debt During a Divorce
June 25, 2008 – 9:23 am | 2 Comments

Going through a divorce is never pleasant – as Jonathan referred to it in an earlier post, it’s excruciating. In said earlier post, he talked about the fact that credit card debt and divorce don’t …

Managing Your Credit Cards While Moving
June 22, 2008 – 6:07 am | One Comment

I absolutely HATE moving! I would rather have my wisdom teeth pulled without anesthesia while lying on a bed of nails. I really hate it that much. It’s stressful, I hate packing, and I especially …

How to Get Perfect Credit
June 19, 2008 – 10:16 am | One Comment

I know there are some of you out there who would like to have a perfect credit score. According to the Fair Isaac Corp’s scale, the number that defines perfection is 850. Only about 1% …

The Business Credit Score
June 17, 2008 – 9:13 am | No Comment

Just as creditors will look at a personal credit score before making a decision to lend to an individual, business lenders look at a business credit score before determining whether or not to lend to …