Pissed About Credit Card Business Practices? Take Action
February 3, 2010 – 10:13 am | 2 Comments

Washington Post recently ran some required reading for all credit card users entitled “Five myths about America’s credit card debt.” Don’t be deceived by the somewhat banal title – this piece is actually very illuminating …

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Articles in Credit Report

TrueCredit – Free TransUnion Credit Monitoring
November 17, 2009 – 8:33 am | 4 Comments
TrueCredit – Free TransUnion Credit Monitoring

If you’ve ever signed up for a free credit report, you’ve likely been pitched on TransUnion Credit Monitoring. Like most people, I declined this option and opted instead to save my $11.95 a month. But …

Getting Your (Actually) Free Credit Report from SmartCredit.com
October 19, 2009 – 4:45 am | 2 Comments
Getting Your (Actually) Free Credit Report from SmartCredit.com

Thanks to a new 5-day Free Trial offer, you can now get a free credit report from SmartCredit.com. In addition to a rundown on your credit history, SmartCredit.com offers you tools for monitoring your …

A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras: Part Three Equifax
September 24, 2009 – 5:49 am | No Comment
A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras: Part Three Equifax

In the third and final part of this series on getting your free credit report without the not-so-free extras, we’ll be looking at Equifax, one of the trickier credit reporting agencies.
1. Begin by signing onto …

Guide to Getting Your Free Credit Report from GoFreeCredit.com
September 2, 2009 – 4:50 pm | No Comment
Guide to Getting Your Free Credit Report from GoFreeCredit.com

GoFreeCredit.com is another vendor that offers you a free credit report when you sign up for their credit monitoring service. This credit monitoring service is $14.95 a month – but as long as you cancel …

A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras: Part Two – Experian
August 13, 2009 – 6:09 am | No Comment

In part two of our series, we’ll be showing you how to pull your credit report from Experian without accidentally signing up for any subscriptions (check out Part one – Transunion). That is, we’ll be …

Repairing Bad Credit and Why You Should Bother
July 30, 2009 – 8:00 am | No Comment
Repairing Bad Credit and Why You Should Bother

Repairing your credit isn’t easy and it isn’t fun, I should know. But, it’s possible to do if you have the patience and will to get it done.
Why Bother?
I’ve had a number of clients over …

How Your FICO Score Impacts Your Life
July 28, 2009 – 9:28 am | 6 Comments
How Your FICO Score Impacts Your Life

Your FICO score is more than just a credit score – it can have a big effect on areas of your life that, at first glance, completely unrelated to it. No, it’s not just your …

A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras: Part One – TransUnion
July 27, 2009 – 4:54 am | 5 Comments

Those songs from a certain misleading ad campaign sure are catchy – and I don’t just mean that their melodies are hooky and infectious. The main catch from this supposed freebie website  (which shall …

Why You Should Think Twice Before You Cancel a Credit Card
July 25, 2009 – 8:23 am | 2 Comments
Why You Should Think Twice Before You Cancel a Credit Card

Canceling a credit card may seem like the best option, especially if you don’t use it very often- but doing so can lower your credit score. Here are six reasons why you might want to …

Soft Pull vs. Hard Pull: Which is What and Who’s Responsible?
July 23, 2009 – 9:16 am | 2 Comments
Soft Pull vs. Hard Pull: Which is What and Who’s Responsible?

The precise formula that credit reporting agencies use to determine your credit score is as elusive as Google’s PageRank algorithm. But there are some things we consumers understand well about the factors that go into …

42 Ways I’m going to make my 2009 Awesome…
July 22, 2009 – 4:35 am | 24 Comments
42 Ways I’m going to make my 2009 Awesome…

Last year I made a bunch of New Year’s resolutions and by the end of January I had broken pretty much every single one of them. And you know what? 2008 wasn’t half bad. Even …

Why You Should Develop a Healthy Obsession With Your Credit Rating
July 17, 2009 – 8:18 am | One Comment

It pays to keep close tabs on your credit rating as it has a big impact on other areas of your life. Here are 7 reasons why you should make sure that you are fully …

AMEX Gold Card Review
February 8, 2009 – 2:15 am | No Comment

The American Express Preferred Rewards Gold Card is one of the best Rewards cards on the market, and is a great option for those who don’t plan on carrying a revolving balance. This product also …

Credit Card Owners to get an Extra 60 Days to Pay
November 27, 2008 – 6:34 am | 6 Comments

The UK government has secured a promise from credit card issuers to give struggling borrowers a small reprieve, according to the Wall St. Journal. Under the plan, debtors who are currently in discussion with a …