Treated Like a Criminal at Checkout? Don’t Put Up With It
June 9, 2010 – 10:53 am | No Comment

Credit card fraud is a serious issue, and retailers and credit card issuers have enacted a number of measures to help protect your identity and their bottom-lines. But the backlash of tighter security is that …

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Articles in Credit Cards

An Inside Look at Blueprint: Split, Finish and Track It
September 18, 2009 – 5:55 am | 2 Comments
An Inside Look at Blueprint: Split, Finish and Track It

As we mentioned earlier, Chase has rolled out some new financial tools to help you track your finances and conquer your credit card debt. All in all, these simply amount to fancy ways of looking …

An Inside Look at Blueprint: Full Pay
September 17, 2009 – 4:08 am | 7 Comments
An Inside Look at Blueprint: Full Pay

JP Morgan Chase is rolling out a whole new approach to getting card users to pay up – make it easy. Unlike Bank of America, which is pissing people off until they refuse to pay, …

Credit Card Review: The New Face of the Discover® More(SM) Card
September 16, 2009 – 6:38 am | 3 Comments
Credit Card Review: The New Face of the Discover® More(SM) Card

As part of our weekly credit card review series, we’ll be looking at the Discover® More(SM) Card, which has long been the best cashback card available. With the recent changes to credit card laws, there’s …

Credit Education: Get Certified and Save?
September 14, 2009 – 12:05 pm | One Comment
Credit Education: Get Certified and Save?

Legislation like the Credit CARD Act may protect you from exorbitant fees, bait-and-switch marketing and sudden increase in your interest rate, but who will protect you from rampant spending, irresponsible borrowing and living beyond your …

Credit Card Theft: How to Avoid the Next Albert Gonzalez
September 14, 2009 – 6:05 am | 3 Comments
Credit Card Theft: How to Avoid the Next Albert Gonzalez

Those tuning into the news this weekend probably heard that Albert Gonzalez, the hacker who sometimes went by the handle of “soupnazi,” has pleaded guilty to stealing stealing 170 million credit card and debit card …

Debit Card Reform: What Are Your Thoughts?
September 11, 2009 – 5:44 am | 3 Comments
Debit Card Reform: What Are Your Thoughts?

Much of the clatter in recent press and on the blogosphere (MYC included) has been over the recent spate of overdraft fees and other charges that banks are levying, ostensibly in order to makeup for …

The Lenders Strikeback Pt. 2: More Credit CARD Act Loopholes
September 10, 2009 – 7:44 am | No Comment
The Lenders Strikeback Pt. 2: More Credit CARD Act Loopholes

In July 2009, MYC covered some of the tricks that credit card issuers were using to tiptoe around the Credit CARD Act and still make big profits. What was supposed to be a devastating year …

Defeat Overdraft Fees and Debit Card Trickery Using Credit Card Smarts
September 9, 2009 – 5:57 am | 4 Comments
Defeat Overdraft Fees and Debit Card Trickery Using Credit Card Smarts

The New York Times has been providing some excellent insights into the tumultuous changes in the credit card and banking industry. Today’s edition has an article entitled “The Card Game: Overspending on Debit Cards Is …

750: This Magic Number Will Set You Free
September 8, 2009 – 10:47 am | One Comment
750: This Magic Number Will Set You Free

Your interest rates have soared. Your minimum payments have swelled to copious figures. Your rewards have been hacked down like rogue cornstalks in summer. It’s the straw that breaks the back of your tenuous relationship …

New Rules for February: College Students Won’t Be Receiving Any Valentines from Credit Card Companies in 2010
September 8, 2009 – 5:09 am | 2 Comments
New Rules for February: College Students Won’t Be Receiving Any Valentines from Credit Card Companies in 2010

How much is your creditworthiness worth? A pita? How about a pizza? What if we threw in a t-shirt? Perpetually cash-strapped and impetuously motivated college students have long been an easy target for banks and …

Five iPhone Apps to Help You Master Your Card
September 7, 2009 – 8:23 am | No Comment
Five iPhone Apps to Help You Master Your Card

At the end of the day, the key ingredients to mastering your card are discipline and diligence. For most, this means devising and implementing a system that works for them to keep their finances …

Shopping for a New Credit Card? Consider Credit Unions
September 4, 2009 – 6:50 am | 6 Comments
Shopping for a New Credit Card? Consider Credit Unions

Yesterday, we briefly discussed some of the recent drawbacks of debit cards, which elicited an interesting comment Dawn from Getting Nine Hundred: because she gets her card through a credit union, she doesn’t get the …

Survey Says: Amex is Great – but the Other Guys Ain’t What They Used to Be
September 2, 2009 – 7:20 am | 3 Comments
Survey Says: Amex is Great – but the Other Guys Ain’t What They Used to Be

Yesterday, J.D. Power and Associates released their 2009 Credit Card Satisfaction Study. The results: we are not so thrilled. After polling over 9,000 credit card users, the overall credit card customer satisfaction rating is at …

Nominal Interest Rate v. Effective Interest Rate
September 1, 2009 – 9:51 am | 2 Comments
Nominal Interest Rate v. Effective Interest Rate

Guess what? You’re paying more on your credit card purchases than the interest rate listed in your terms. But wait, don’t go grabbing for the pitchforks yet – the usual credit card issuer trickery isn’t …