Pissed About Credit Card Business Practices? Take Action
February 3, 2010 – 10:13 am | 2 Comments

Washington Post recently ran some required reading for all credit card users entitled “Five myths about America’s credit card debt.” Don’t be deceived by the somewhat banal title – this piece is actually very illuminating …

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Articles in Credit Cards

Put the Safety on Your Bad Debt: How to Avoid Shooting Yourself in the Foot with Credit Cards
August 31, 2009 – 12:45 pm | One Comment
Put the Safety on Your Bad Debt: How to Avoid Shooting Yourself in the Foot with Credit Cards

Credit whizzes and personal finance gurus are always talking about good debt vs. bad debt.  Good debt, the argument goes, is debt that finances an investment – a home, an education, a business loan. It’s …

Your FICO Score – Understanding “Adverse Public Records”
August 28, 2009 – 11:24 am | 2 Comments
Your FICO Score – Understanding “Adverse Public Records”

Your FICO score impacts your life in obvious ways (getting loans, determining interest rates) and ways that may surprise you. Creditors, lenders and even employers are looking at your credit score and your FICO rating …

How to Protect Yourself From Credit Card Skimming
August 24, 2009 – 10:47 am | One Comment
How to Protect Yourself From Credit Card Skimming

identity theft schemes involving credit cards, skimming is one of the most common and hardest to prevent. While the equipment involved with a skimming scheme may be high tech, its execution requires a frustratingly low …

Five “Convenient” Services Offered by Your Credit Card Company That You Should Think Twice Before Accepting
August 20, 2009 – 9:59 am | No Comment
Five “Convenient” Services Offered by Your Credit Card Company That You Should Think Twice Before Accepting

Just as the word “free” has taken on a somewhat fishy connotation (i.e. “comes with tons of junk mail”) in this day and age, so too has the meaning of “convenient” been warped. When …

The Scoop On Balance Transfer or (In)Convenience Checks
August 17, 2009 – 5:34 am | 3 Comments
The Scoop On Balance Transfer or (In)Convenience Checks

If you have a credit card, you’ve most likely gotten them more than once. That handful of blank “convenience checks” included in your monthly statement or sent out as a very special offer just for …

The Lowdown on Store Credit Cards
August 14, 2009 – 8:20 am | No Comment
The Lowdown on Store Credit Cards

“Would you like to save 10% on your purchases today?” This is something I’m sure you’ve heard, probably repeatedly, on any trip to the mall. If you’re always on the lookout for ways to save …

How to Pull Off A Successful Credit Card Dispute
August 3, 2009 – 7:07 am | 2 Comments
How to Pull Off A Successful Credit Card Dispute

It’s happened to all of us. You buy something in a store, and when you get it home, find out that it just doesn’t work. Maybe you’ve made a purchase online and it arrives damaged …

What to Expect If You Declare Yourself Bankrupt
July 24, 2009 – 3:19 am | 2 Comments
What to Expect If You Declare Yourself Bankrupt

If you’ve made the difficult decision to declare yourself bankrupt, you’re probably breathing a big sigh of relief at having the weight lifted off your shoulders. Once this passes though, you’ll probably be wondering what …

6 Reasons Why Keeping Money In The Bank Isn’t As Safe As It Used To Be
July 22, 2009 – 8:35 am | 3 Comments
6 Reasons Why Keeping Money In The Bank Isn’t As Safe As It Used To Be

Are you wary of keeping your money in the bank these days? If so, you’re probably not alone, and there may be good reason for this. Here are six reasons why keeping your money in …

42 Ways I’m going to make my 2009 Awesome…
July 22, 2009 – 4:35 am | 24 Comments
42 Ways I’m going to make my 2009 Awesome…

Last year I made a bunch of New Year’s resolutions and by the end of January I had broken pretty much every single one of them. And you know what? 2008 wasn’t half bad. Even …

An Overview: Prepaid Debit and Gift Cards
July 21, 2009 – 10:48 am | One Comment
An Overview: Prepaid Debit and Gift Cards

I’m noticing a trend at work that I thought I’d talk a little about. More and more people are going over to the prepaid debit/gift cards as a way to avoid compromising their debit and …

Personal Finance Is Not A Race
July 20, 2009 – 9:56 am | 8 Comments
Personal Finance Is Not A Race

We all have our own goals in life regarding personal finance. Some of us want wealth, some of us just want enough. Whatever your specific goal, it’s important to remember that personal finance is not …

How To Avoid Emotional Spending
July 20, 2009 – 8:12 am | 4 Comments
How To Avoid Emotional Spending

I’ll admit, I’m both an emotional spender and an emotional eater. When I’m stressed, tired, angry, sad, or even mad I tend to spend money. I’ve had to learn how to curb that in order …

Credit Card Review: Discover® More(SM) Card
July 19, 2009 – 4:08 am | No Comment
Credit Card Review: Discover® More(SM) Card

This week we review the Discover® More(SM) Card.
Apply for the Discover® More(SM) Card now.
What we like about it…

0% interest rate on balance transfers for 6 months. If you use it properly, this time will give you …