January 6, 2012 – 8:30 am | One Comment

Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.

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Credit Card Debt

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Articles in Credit Cards

First one to increase their Fico by 100 points wins!
March 17, 2008 – 5:17 am | No Comment

So some of you may recall that a few days ago I made a passing (and rather cryptic) reference to an upcoming competition we were planning to hold here at Master Your Card.
Prizes were mentioned. …

Earn up to $450 in Sign up bonuses
March 14, 2008 – 3:39 am | No Comment

As  requested, here are 8 credit cards with great cash signup bonuses. To avoid a potential conflict of interest, none of these are affiliate links (i.e. we don’t make money if you apply) . Enjoy, and let us …

Interest rates – one of life’s great mysteries…
March 13, 2008 – 5:46 am | 2 Comments

When it comes to credit cards, interest fees can be a very mysterious thing. A number of very questionable policies relating to how interest is charged have been introduced by some card issuers …

Stop unsolicited Credit Card Offers!
March 11, 2008 – 6:27 pm | 2 Comments

This is a guest article by Seb from Pinching Copper. I highly recommend you check out his blog!
I don’t know about you, but I used to receive at least five unsolicited credit card offers in …

Debit Cards Vs. Credit Cards: Plastic Showdown
March 11, 2008 – 9:25 am | 3 Comments

The ever increasing presence of credit card debt in our society has prompted many consumers to opt in favor of a debit card. The traditional debit card only allowed you to take money out …

Tom’s Final post: A Dollar Here, A Dollar There…
March 9, 2008 – 11:21 pm | One Comment

By now we’d figured out where all our money was going. Hopefully you’ve had some time to look at where yours in going each month too. Scary isn’t it? It’s so easy …

Confessions of a Credit Addict
March 8, 2008 – 9:12 am | 4 Comments

Hi. My name is Mike. And I’m a recovering credit addict.
Ten years ago and fresh out of high school, I was every credit company’s wet dream. I was a twenty-something child of …

Everything you wanted to know about Fico Scores*
March 7, 2008 – 7:54 am | 12 Comments

*But were afraid to ask
What if I were to tell you that a three-digit number you probably don’t give a moment’s thought to determines your chances of being approved for a credit card, applying for …

Tom’s third post: Ever-rising interest rates!
March 7, 2008 – 1:07 am | 2 Comments

So when we left last time I was telling you about how one late payment triggered an avalanche of interest rate increases on several of our credit cards. We went from managing to get …

Tom’s second post – Into the abyss…
March 6, 2008 – 8:40 am | 3 Comments

It all started out with the credit cards. You know, we’d want to take a trip somewhere – so we’d whip out the cards. We’d want to buy something – so we charged …

Tom’s first post – Getting Started
March 5, 2008 – 7:07 pm | 2 Comments

So now that you know what type of debt I’m in (and chances are you are in the same boat!) let’s talk about how we are going to get out of it.  It’s a long …

My friend Tom
March 5, 2008 – 2:49 am | 3 Comments

A couple of weeks ago I got an email from one of Master Your Card’s readers – a fellow from St. Louis by the name of Tom Wells. I found him very well spoken and …

Howdy to the Get Rich Slowly readers!
March 4, 2008 – 7:59 am | 2 Comments

Hi GRS readers! If this is your first visit to our humble blog, please allow me to welcome you to Master Your Card.
My name is Jonathan, and I’m one of the writers here at Master …

15 ways to improve your credit score!
March 2, 2008 – 8:46 pm | 2 Comments

Here it is folks, the full list! Hope you enjoy it!
Don’t apply for a lot of new credit at once – Making lots of credit applications in a short period of time will severely dent …