Treated Like a Criminal at Checkout? Don’t Put Up With It
June 9, 2010 – 10:53 am | No Comment

Credit card fraud is a serious issue, and retailers and credit card issuers have enacted a number of measures to help protect your identity and their bottom-lines. But the backlash of tighter security is that …

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Articles in Credit Cards

Black Friday and Cyber Monday: Get More Rewards!
November 25, 2009 – 9:35 am | No Comment
Black Friday and Cyber Monday: Get More Rewards!

Here come the sales. And the crowds. And the flurry of plastic and cash in exchange for plastic goods and novelty knickknacks. For some, there’s nothing quite like the smell of commerce in the morning. …

Dear CitiBank: What the heck is an “interest rate rebate?”
November 24, 2009 – 7:13 am | 2 Comments
Dear CitiBank: What the heck is an “interest rate rebate?”

Yesterday, Sen. Carl Levin (D-Mich) fired off a letter to the Federal Reserve Board urging it to tweak the rules implementing the CARD Act. Among them, Levin took time to identify a litany of wily …

Credit Card Subsidies: Three Ways the Minority is Paying for the Majority
November 19, 2009 – 7:02 am | 5 Comments
Credit Card Subsidies: Three Ways the Minority is Paying for the Majority

Good credit card customers don’t make money for the likes of JPMorgan Chase and Bank of America. They take money. If you’re like me, you rack up tons of points on your card, pay it …

Innovative Ways to Build Your Credit
November 13, 2009 – 9:56 am | No Comment
Innovative Ways to Build Your Credit

Get Rich Slowly has a great post this week entitled “How to Establish a Credit History Without Losing Your Shirt” and it focuses solely on secured credit cards. Basically, the credit line on a secured …

Beat Black Friday Crowds with Price Protection
November 11, 2009 – 10:07 am | One Comment
Beat Black Friday Crowds with Price Protection

We’ve all heard about that notorious “natural drug” found in turkey. You know – shoptophan, which induces Americans to compulsively wake in the wee hours of the morning 12 hours after consumption and lurch zombie-like, …

Credit Card Review: Biodegradable Discover® More (SM) Card
November 9, 2009 – 7:18 am | One Comment
Credit Card Review: Biodegradable Discover® More (SM) Card

If you read our previous review of the Discover® More (SM) Card, you may be considering a switch to this immensely popular cashback card. But before you sign up, you might want to take …

Don’t Pay the Geek Squad: Extended Warranty is Free Through Visa
November 5, 2009 – 7:58 am | 5 Comments
Don’t Pay the Geek Squad: Extended Warranty is Free Through Visa

They’ve always got the same question for you when you check out at Best Buy (or any other big box store):
“Would you like to purchase an extended warranty, service protection plan or product replacement plan?”
And …

Honor and Ethics: Does America Need a “Lending Code?”
November 3, 2009 – 7:02 am | No Comment
Honor and Ethics: Does America Need a “Lending Code?”

Last night, my wife and I watched “A Night to Remember” on TCM. For those who haven’t seen it, this is a starkly different take on the Titanic than you may remember from the recent …

Get Low Rate Loans From Your Peers with Lending Club
October 30, 2009 – 10:09 am | One Comment
Get Low Rate Loans From Your Peers with Lending Club

In an environment where banks are (understandably) hesitant to loan money to individuals, LendingClub bills itself as a way for borrowers to get low interest rate loans and build their credit. With LendingClub, you can …

Track Your Favorite Credit Card Legislation
October 28, 2009 – 10:36 am | One Comment
Track Your Favorite Credit Card Legislation

Right now is a pretty interesting time for credit card issuers and credit card users alike. The entire industry is in flux, thanks to the recent economic turmoil and a flurry of tits-for-tats regarding credit …

Credit Card Review: Changes for Chase Freedom
October 26, 2009 – 6:29 am | One Comment
Credit Card Review: Changes for Chase Freedom

Chase Freedom has long been hailed as the best cashback credit card. The card let you get 3% cashback on gas, grocery and drug store purchases before moving to a “top 3 spending” in 15 …

RevolutionCard: The Death of the Signature?
October 22, 2009 – 7:05 am | One Comment
RevolutionCard: The Death of the Signature?

When Alberto Gonzalez and his ring of credit card thieves struck, over 46 million cardholders had their information stolen. Luckily, thanks to limited liability guaranteed by federal law, individual consumers did not see much damage …

To Close or Not to Close
October 20, 2009 – 6:36 am | 5 Comments
To Close or Not to Close

The rates are climbing. The debt is mounting. The rewards are waning. The security risks are growing. So, what should you do with your credit card? Close it or keep it?
There are sound arguments for …

Consumer Reports’ Credit Cards Worth Holding
October 16, 2009 – 5:32 am | No Comment
Consumer Reports’ Credit Cards Worth Holding

In the November 2009 issue of Consumer Reports magazine, they had a rundown of “credit cards worth keeping.” This is an especially useful list now that terms are changing and many of us are considering …