In its ongoing efforts to protect consumers, the Federal Reserve rolled out a preliminary ruling that aims to limit credit card fees, particularly the troublesome over-the-limit fees which have received much media attention in the …

There were no words minced when the credit card companies let the world know that it’ll be tough for them to be so generous in the post-CARD Act era. And now, they’ve followed through. Our …

This month’s Wired has a great article entitled The Future of Money: It’s Flexible, Frictionless and (Almost) Free which focuses on how technology is helping cut institutional interlopers out of the equation when moving money …

Nine months later, the Credit CARD Act of 2009 is finally going into full effect. We’ve seen banks slowly react to the new laws by working the loopholes, rather than complying ahead of time, but …

Credit cards are far from one size fits all and the big names in lending know it. That’s why they’ve devised each credit card to target a specific demographic and income level. Whether it’s so …

Washington Post recently ran some required reading for all credit card users entitled “Five myths about America’s credit card debt.” Don’t be deceived by the somewhat banal title – this piece is actually very illuminating …

February 2010 is almost upon us, which means the CARD Act is about to kick in to full effect. Of course, the credit card companies haven’t been resting on their laurels, waiting for the government …

I don’t know about you guys, but I’ve been noticing an increasing trend lately that I’m not completely on-board with yet. Retailers who use rebates to lure us in are moving from a paper check …

Sound familiar? I was recently asked this question by one of my clients and figured the question warranted discussion.
The average American has anywhere from 5-10 credit cards, though with the recent financial crisis, that number …

At last, a sign that the credit crunch may be on its way out? The Discover® More(SM) Card now has a 0% interest offer on balance transfers for 12 months! There’s also 0% on purchases …

In personal finance there is a constant list of things you hear in order to get started on the path to saving money and reducing your debt.

Skip the Starbuck’s coffee

Brown bag it during the …

What with the more conventional investments under-performing over the last couple of years, it may be time to start thinking about putting some of your money towards a few ‘less orthodox’ ventures. This, presumably, is …

What with rising interest rates, cancelled accounts, and slashed spending limits, it’s looking like many credit cards won’t see the light of day this Christmas, shunned in favor of the trusty (and ever more popular) …

Happy Black Friday, shoppers. Did you go out a-spending this morning? Are you still waiting in line as you read this post? We hope you’re having fun and took some of our advice for retail …