February 17, 2012 – 8:21 am | No Comment

Studies show that over 75% of college students have a credit card, and they can be a great asset for a student. Credit cards are convenient, can help build a good credit history and can help young people learn money management skills.

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Articles in Credit Cards

How to use your credit cards effectively: 6 tips
May 6, 2012 – 10:14 am | No Comment

It goes without saying that credit cards are useful for monetary transactions in this cashless society. Credit cards meet the needs of different people in different ways. It is thus important to choose the right …

Using Credit Cards to Pay Insurance Premiums: Pros and Cons
April 22, 2012 – 9:30 am | No Comment

It makes sense to compare home insurance, car insurance and other essential cover carefully to find a policy that suits your budget. But how do you choose to pay your premiums?
For many of us, our …

Are You Ruining Your Credit With Your Credit Card?
March 16, 2012 – 8:31 am | No Comment

Use your credit card wisely, and your credit rating may soar. Abuse the privilege of having a credit card, and you may wreck your credit.

Avoiding Credit Card Fees
March 13, 2012 – 9:00 am | No Comment

The best way to keep from incurring these fees is to make sure you know what they are so you can avoid them. Here’s a look at some fees you might encounter, and how to keep from having to pay them.

Things to Avoid Charging to Your Credit Card
March 9, 2012 – 8:57 am | No Comment

While there are plenty of perfectly good reasons to use a credit card, there are times when you may have other lower-interest options to choose from.

Get the Most out of Your Credit Card
February 28, 2012 – 9:42 am | No Comment

No two credit cards are exactly the same. This also holds true with consumers. It’s important that you get the most out of your credit card.

More Myths and Misconceptions About Credit Cards
February 21, 2012 – 8:44 am | 3 Comments

From confusion about closing credit card accounts to the effect that they have on your credit, urban legends about credit cards abound. Here are a few more common myths and misconceptions:

College Students and Credit Cards
February 17, 2012 – 8:21 am | No Comment

Studies show that over 75% of college students have a credit card, and they can be a great asset for a student. Credit cards are convenient, can help build a good credit history and can help young people learn money management skills.

Using Your Credit Card to Budget
February 14, 2012 – 8:47 am | No Comment

When used properly, credit cards can actually be helpful, and using your credit card to budget is possible.

Tips for Credit Card Comparison Beginners
February 3, 2012 – 8:21 am | No Comment

Not all credit cards are created equal, so it’s important to compare credit cards to make sure that you’re choosing the right one for your needs.

Credit Card Introductory Offers: Zero Interest on Purchases
January 27, 2012 – 8:34 am | No Comment

Need to make a big purchase? Along with introductory zero interest balance transfers, you may be be able to take advantage of a 0% APR offer for credit cards.

How You Think of Credit Makes All the Difference
January 24, 2012 – 8:24 am | No Comment

A credit card is not a mystic portal to a money tree where you can pick all you want. We need to stop thinking of plastic as non-money.

Are Credit Cards Rewards Worth the Risk?
January 20, 2012 – 8:54 am | No Comment

If you decide to apply for a reward credit card, be sure not to base your decision solely on the rewards but also on interest rates and fees.

Credit Card Introductory Offers: Zero Interest on Balance Transfers
January 17, 2012 – 8:26 am | 2 Comments

Zero interest balance transfers provide a potential way to save on the interest charges that plague consumers. But how useful are these offers? And which credit cards are best for this? Follow along for more on zero interest offers with credit cards.