Treated Like a Criminal at Checkout? Don’t Put Up With It
June 9, 2010 – 10:53 am | No Comment

Credit card fraud is a serious issue, and retailers and credit card issuers have enacted a number of measures to help protect your identity and their bottom-lines. But the backlash of tighter security is that …

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Articles by Mike Richard

Confessions of a Credit Addict
March 8, 2008 – 9:12 am | 4 Comments

Hi. My name is Mike. And I’m a recovering credit addict.
Ten years ago and fresh out of high school, I was every credit company’s wet dream. I was a twenty-something child of …

Revolving consumer debt to hit $1,000,000,000,000
February 27, 2008 – 10:15 pm | 2 Comments

According to the newest data from the Federal Reserve, as of December last year revolving consumer credit card debt stood at 943 billion dollars. Revolving debt is set to reach one trillion dollars later this …

5 Steps to a DIY LifeLock
February 22, 2008 – 6:00 pm | 19 Comments

“I’m Todd Davis and what I’m about to tell is absolutely true. My social security number is 457-55-5462.”
We’ve all heard the latest commercials featuring the president of Life Lock – a company that claims to …

Why FreeCreditReport.com Is a Scam
February 20, 2008 – 3:39 pm | 12 Comments

In 2004, the U.S. Congress ordered the three major credit bureaus – Experian, Equifax, and TransUnion – to craft a website to allow consumers to order their credit reports online for free, once per year.
Not …

Why Pre-Approved Credit Offers Are a Myth
February 16, 2008 – 6:45 pm | 4 Comments

Way back when, in the dark days of my credit past, the postal service would frequently back a dump truck to my house and unload several metric tons of pre-approved credit card offers on my …