Articles by Mike Richard
Hi. My name is Mike. And I’m a recovering credit addict.
Ten years ago and fresh out of high school, I was every credit company’s wet dream. I was a twenty-something child of …
According to the newest data from the Federal Reserve, as of December last year revolving consumer credit card debt stood at 943 billion dollars. Revolving debt is set to reach one trillion dollars later this …
“I’m Todd Davis and what I’m about to tell is absolutely true. My social security number is 457-55-5462.”
We’ve all heard the latest commercials featuring the president of Life Lock – a company that claims to …
In 2004, the U.S. Congress ordered the three major credit bureaus – Experian, Equifax, and TransUnion – to craft a website to allow consumers to order their credit reports online for free, once per year.
Not …
Way back when, in the dark days of my credit past, the postal service would frequently back a dump truck to my house and unload several metric tons of pre-approved credit card offers on my …


