January 6, 2012 – 8:30 am | One Comment

Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.

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Credit Card Debt

How to get out and stay out, as well as other sticky issues like dealing with debt collectors and loan consolidation.

Credit Cards

Reviews, Tips & Tricks, and everything else you need to know about getting the most out your credit cards.

Personal Finance

Budgeting, frugal living, saving, and all kinds of other money and finance related subjects.

Credit Report

Learn how to repair and improve your credit score. Learn about Beacon and Fico scores, and much more!

Debit Cards

Don’t like the idea of spending money you don’t have? Get the scoop on bank and prepaid debit cards.

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Articles by Melanie

How to pick a goal
February 18, 2008 – 6:33 pm | No Comment

I have found different formulas for creating a goal.
One goal I am considering is to lower my monthly payment each month. Of course I can do this by just paying my bills, but it’s kind …

The psychological implications of debt
February 17, 2008 – 5:00 pm | No Comment

Each year hundreds thousands of Americans find themselves delving deeper and deeper into debt and see no light at the end of the tunnel. Sadly, getting yourself into debt is easy, but getting out can …