Articles by Kristy
I've been in the banking industry for over 5 years and in that time I've come to learn a lot about what it takes to manage my own debt and help others with theirs. I've seen both sides of the spectrum in that I've worked for large, national banks and I currently work for a small credit union. There's a WORLD of difference between the two and each one has a specific purpose. Even still, I tend to favor my credit union.
In the last post, I told you guys I would post a little series on how I got out of debt. The first thing I did was prioritize my goals and write them down in …
I know I haven’t really talked a lot about how I actually got out of debt, so I thought I’d start a little series on how I did that. Just so you know, most of …
Put simply, credit is a person’s financial trustworthiness. Ever had a friend that wanted to borrow $20 and you had to determine if he or she would pay you back before you gave them the …
You know, I can’t believe it’s already March 1st! This year is flying by and I have exactly 21 days until my friend gets married. While I’m certainly happy for her, I’m not exactly happy …
I’m borrowing this idea, with permission, from Credit Matters. The idea behind this is that occasionally people find great posts that are a little older and don’t want to comment because they may think we …
The baby boomers have certainly turned this product into a raging success and with that came a storm of questions about what a reverse mortgage is and how it works. There are a lot of …
I like the idea of a customer-centric culture because I think companies would fail to exist without them, so it makes sense to do what you can to please them. What I don’t like about …
I’m going to take this moment to rant profusely about my hate of FedEx. Let me start by apologizing to any of you who may work there… I still hate your company! But let me …
With the credit industry in lock-down mode, a lot of people starting out in credit are finding it difficult to do. Where once I had a few first-timer credit cards I could recommend, I’m now …
If you’re living paycheck to paycheck, struggling under a mountain of debt, and think “budget” is a dirty word then you may be in more trouble than you care to admit. The longer you wait …
It’s at this time of year that I really hate not having cable…I completely missed the Oscars. I’m a big movie buff, as you may have gathered, so it’s always fun for me to see …
I recently wrote a post about renting a room in your home to a complete stranger. My take on that is pretty much no, try to exhaust all avenues before that becomes a reality. But …
Alright, now I need to get tough and say it straight with people. STOP FALLING FOR THESE IDIOTIC SCAMS. The news is littered with the fact that the government is NOT giving us an economic …
It’s no secret that we’re a society that seeks instant gratification, hence our economy and current debt levels. But, because our lifestyles are so busy and hectic, we all seek to make things more convenient. …