January 6, 2012 – 8:30 am | One Comment

Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.

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Articles by Kristy

I've been in the banking industry for over 5 years and in that time I've come to learn a lot about what it takes to manage my own debt and help others with theirs. I've seen both sides of the spectrum in that I've worked for large, national banks and I currently work for a small credit union. There's a WORLD of difference between the two and each one has a specific purpose. Even still, I tend to favor my credit union.

Weekly Round Up
April 17, 2009 – 10:22 pm | 3 Comments

I don’t really have anything witty or interesting to say here, so I’m just going to jump into the round up. It’s been a long week and I’m ready to get some sleep. But, hope …

Bankruptcy: Chapter 7 Part II
April 15, 2009 – 10:10 am | 3 Comments

In Part I, we talked about how a Chapter 7 works in detail. Just as a refresher, a Chapter 7 bankruptcy basically liquidates your assets in order to pay off some of your unsecured creditors …

Are You Stagnant In the Face of Change?
April 14, 2009 – 9:46 am | 5 Comments

This past weekend I spent a lot of time contemplating where I was in life and where I wanted to go. To be honest, I feel like I’m running in place. I’m expending a lot …

10 Ways to Honeymoon For Less
April 13, 2009 – 9:07 am | 4 Comments

Now that my friend is good and married, they’re in the process of saving up for a honeymoon. They decided that they would wait a year and take an Alaskan cruise once they could afford …

Weekly Round Up
April 10, 2009 – 8:32 pm | 6 Comments

So, Jonathan and I are changing up the schedule a little bit and one thing to change is the round up. I’ll be posting it on Fridays from now on, which I think is better …

Bankruptcy: Chapter 7 Part I
April 10, 2009 – 10:13 am | No Comment

In the last post I talked about the basics of bankruptcy. In this post, I’m going to get into the specifics of Chapter 7, which is one of the most common filings in the U.S. …

IRA Basics: Part 2
April 9, 2009 – 8:36 am | 4 Comments

In the last post we talked about the benefits of an IRA – whether Traditional or Roth – the difference between the two, and then we talked about contributions. In this section we’ll talk about …

IRA Basics – Part 1
April 8, 2009 – 6:34 am | 7 Comments

Since April 15th is just around the corner and you have until then to make your last minute 2008 contributions, I thought I’d go over the basics of IRAs. I’m not a tax advisor, so …

When Is It OK to Increase Spending?
April 7, 2009 – 9:20 am | 6 Comments

I was making the rounds on my reading yesterday and came across an interesting post by Lazy Man and Money. In it he mentions that a full-time opportunity has come up that will net him …

How To Cancel a Credit Card Without Hurting Your Credit Score
April 6, 2009 – 7:54 am | 10 Comments

So I was reading creditcards.com and came across an interesting article on canceling credit cards the right way. Apparently, there’s a way to cancel your credit cards without jeopardizing your credit score.
According to creditcards.com, there …

Weekly Round Up
April 6, 2009 – 1:13 am | 2 Comments

Sorry I haven’t been around much this last week guys. It’s been a fun week, let me tell you. First, my computer caught a nasty little virus which I ended up having to send the …

When Are Gifts Considered Cheap?
April 2, 2009 – 3:00 am | 18 Comments

If you’ve been around the web lately, you’ve probably run across Dog Ate My Finance’s post about what she perceived to be a cheap wedding gift. According to Dog, a wedding guest should expect to …

Bankruptcy: The Basics
March 30, 2009 – 6:23 am | 3 Comments

I started out to write one long post about bankruptcy when I realized there’s just too much information to write one post. So, I’ll be breaking this up over several posts. This post will give …

Weekly Round Up
March 29, 2009 – 10:11 pm | 3 Comments

It’s been one of those weekends where I’ve been in a bad mood for several days. Can’t seem to shake it. So, I think I’ll just jump into the round up rather than ramble on, …