January 6, 2012 – 8:30 am | One Comment

Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.

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Articles by Kristy

I've been in the banking industry for over 5 years and in that time I've come to learn a lot about what it takes to manage my own debt and help others with theirs. I've seen both sides of the spectrum in that I've worked for large, national banks and I currently work for a small credit union. There's a WORLD of difference between the two and each one has a specific purpose. Even still, I tend to favor my credit union.

Who Should Pay On The First Date?
May 13, 2009 – 1:14 am | 25 Comments

Alright, I’m just going to throw this out there and see what you guys think. When on a first date, who should pay? But, consider this from every angle before chiming in with your thoughts.
Traditionally …

Financial Maxims: In Your 40s
May 11, 2009 – 8:05 am | No Comment

Thus far we’ve talked about financial advice for your 20s and 30s. Going into your 40s doesn’t really change the advice from the previous two decades. You should still continue to do ALL of those …

Weekly Round Up
May 8, 2009 – 10:47 pm | 4 Comments

And so ends another week! It’s been a long couple of weeks for me, what with being sick and having finals. I’m happy to say that I only have one more final to go. Yay! …

Generational Changes
May 6, 2009 – 9:16 am | 15 Comments

Patrick at Cash Money Life had an interesting post this week about how generations past have been able to afford raising children on one middle-class income, but today’s generations can barely afford to raise a …

Teaching Personal Finance
May 5, 2009 – 8:10 am | 9 Comments

I had an experience this week that I found infuriating. Working in the banking industry, you get a lot of people who walk in with some preconceived notions that you often wonder where they get …

Random Update
May 4, 2009 – 2:47 pm | 2 Comments

Hello MYC readers! You may have noticed that I’ve been somewhat absent the last week and I wanted to apologize as I’ve been a bit under the weather and dealing with some personal stuff to …

Financial Maxims: In Your 30s
May 4, 2009 – 9:02 am | 3 Comments

So last time we talked about the typical financial advice you’d hear in your 20s. That period of your life was really dedicated to change and establishing yourself as an adult. But, when you hit …

Check Kiting
May 1, 2009 – 8:47 am | 15 Comments

The occurrence of check kiting is becoming more rare, by comparison to other fraud types, as float time between checks gets shorter, but it’s still a problem…one that can cost a financial institution a lot …

Financial Maxims: In Your 20s
April 30, 2009 – 9:46 am | 5 Comments

So, I thought I’d do a quick series on financial maxims by age. I’m sure the information isn’t Earth-shattering, as most of you probably know this, but I’ll try to include helpful information for you …

Who Do You Trust With Your Debit/Credit Card?
April 28, 2009 – 2:57 am | 14 Comments
Who Do You Trust With Your Debit/Credit Card?

It always amazes me how willingly people hand out their account information, even something as simple as a debit card. Admittedly, I’ve let my boss run over to Chipotle to get lunch with my debit …

Weekly Round Up: The Long Week Edition
April 24, 2009 – 10:51 pm | 3 Comments

I think this may have officially been one of the longest weeks of my life! TGIF! That said, I’m tired and ready for bed! Hope your week was better then mine! Here’s the links for …

What’s Happening with Credit Unions…
April 24, 2009 – 9:33 am | 2 Comments

There’s a new development taking place within credit unions that you may be hearing about very soon, particularly if you read your credit union’s financials. Actually, as I understand it, banks are going through the …

When Parental Generosity Goes Too Far
April 23, 2009 – 1:45 am | 15 Comments

I don’t think I’ve really shared too much information about my family, other than to say that I wish they had provided me with a little more financial background. So, in order to understand the …

Hi, My Name is Kristy and I’ve Been Robbed!
April 20, 2009 – 10:36 am | 22 Comments

I’ve been in banking for about six years now and I’ve seen and done a lot in that time. One thing I’ve never talked about on this site is the fact that I’ve worked at …