February 17, 2012 – 8:21 am | No Comment

Studies show that over 75% of college students have a credit card, and they can be a great asset for a student. Credit cards are convenient, can help build a good credit history and can help young people learn money management skills.

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Credit Card Debt

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Articles by Kristy

I've been in the banking industry for over 5 years and in that time I've come to learn a lot about what it takes to manage my own debt and help others with theirs. I've seen both sides of the spectrum in that I've worked for large, national banks and I currently work for a small credit union. There's a WORLD of difference between the two and each one has a specific purpose. Even still, I tend to favor my credit union.

My Top 8 Financial Resources Just Starting Out
July 5, 2009 – 8:34 am | 6 Comments

When I first sat down and realized that I needed to take my financial situation more seriously, I also realized I wasn’t going to be able to do it by myself. I really had no …

We Do… But Sign Here!
July 1, 2009 – 10:01 am | 3 Comments

I got the oddest request today. A couple came in and wanted me to notarize their prenuptial agreement. It was drafted by them with no help from an attorney and it was only a page …

Weekly Round Up
June 28, 2009 – 8:34 pm | 3 Comments

Hello all! Hope your weekend was good! Mine has been extremely busy, but I did manage to sneak in Transformers 2…awesome movie! A little long, but overall not bad. It’s got action, intrigue, comedic moments, …

For Love Or Money?
June 23, 2009 – 3:05 am | 10 Comments

I’ve been in a bit of a Jane Austen reading mode lately, mostly Pride and Prejudice as it’s one of my favorites. But, in reading the books and watching the films, it struck me that …

It’s The Climb
June 22, 2009 – 8:35 am | No Comment

I’m not normally a big fan of Miley Cyrus, but today I wanted to talk about her new song ‘The Climb’. If you haven’t heard the song, I highly encourage you to listen, not because …

Weekly Round Up
June 21, 2009 – 10:44 pm | 3 Comments

Hello, hello blog friends! I’m a little late with round up I know. My apologies. I had the opportunity to go see Dane Cook live in Houston and so I spent most of Saturday in …

So Who Wants To Work For Free?
June 19, 2009 – 6:04 am | 3 Comments

The Email

Dear Employees,
We value your continued efforts to make this company a success. Unfortunately, they’re not working and we’re losing money quicker than we can earn it. As you know, our number of passengers has …

10 Things I Would Never Go Cheap On… Again!
June 17, 2009 – 8:15 am | 13 Comments

I’m all for being frugal, but I think there are some situations where you move past frugal and end up in Cheapsville. As you can guess from the title, there are 10 things I’ve purchased …

Weekly Round Up
June 13, 2009 – 11:04 pm | 5 Comments

Hello all! Hope you’re enjoying your weekend! I had to work, so mine will seem kind of short, but otherwise it’s going well. My parents’ 30th wedding anniversary is on Monday, but we’re going to …

Why It Pays to be Nice to the Customer Service Rep
June 11, 2009 – 5:31 am | 17 Comments

I don’t know about you, but the level…

Weekly Round Up
June 5, 2009 – 10:05 pm | 2 Comments

And so another week ends! On the bright side, my phone comes out tomorrow…woohoo! I’ve been lusting after this phone for about 6 months now, no thanks to FB over at Fabulously Broke. One of …

Do You Consider Your “Collection” An Investment?
June 5, 2009 – 9:07 am | 7 Comments

A lot of people collect things. It dates back to our childhood when parents were unsure of what to get us, so they started giving us the same thing every year dressed up a little …

The Cost of Owning Pets
June 3, 2009 – 12:10 pm | 6 Comments

For those of you who are like me and think of your pets as family, you can appreciate the fact that having pet-associated costs is a necessity. Ok, maybe not a necessity as you can …

Banking 101: The Difference in Account Styling’s
June 2, 2009 – 6:52 am | 3 Comments

I recently had a conversation with someone the other day and he explained to me that he didn’t realize that there were so many different account styling’s.  He was confused and asked that I explain …