Articles by Kristy
I've been in the banking industry for over 5 years and in that time I've come to learn a lot about what it takes to manage my own debt and help others with theirs. I've seen both sides of the spectrum in that I've worked for large, national banks and I currently work for a small credit union. There's a WORLD of difference between the two and each one has a specific purpose. Even still, I tend to favor my credit union.
We all know that credit card companies can be pretty sneaky with the fees and their practices have been attracting the attention of Congress lately. But, of the things they do, what are the worst?
Here’s …
Normally Jonathan handles the roundups, but I think I’ll jump in and let you guys in on what I’m reading on the weekends. To everyone writing such fantastic posts, thanks for your insight. To everyone …
The good news is credit card debt can’t follow you into the hereafter – I’m pretty sure there’s no debtor’s hell where you spend time for leaving debt here on Earth. The bad news is …
For some economists there’s a light at the end of the tunnel. Sure, the economy is bad right now, but things are looking up. For other economists, things have only begun to get bad and …
We all know that cosigning a credit card application can be a risky venture – one that doesn’t have a great return on it, either. If the borrower runs up the credit card and then …
About credit cards, that is.
I found an article over at creditcards.com that actually asked a group of 5th graders questions about credit cards. There was a fair amount of right answers in the group, but …
Going through a divorce is never pleasant – as Jonathan referred to it in an earlier post, it’s excruciating. In said earlier post, he talked about the fact that credit card debt and divorce don’t …
Technology is an interesting thing. I’m all for it, but sometimes I wonder if we’re wasting our time with certain things instead of focusing on something that will actually do the world some good.
What am …
I absolutely HATE moving! I would rather have my wisdom teeth pulled without anesthesia while lying on a bed of nails. I really hate it that much. It’s stressful, I hate packing, and I especially …
Technically this isn’t all that new, it’s been out since April. But, I hadn’t heard of it before because it’s only available for businesses to use.
I’ll start by giving you a run down on the …
I know there are some of you out there who would like to have a perfect credit score. According to the Fair Isaac Corp’s scale, the number that defines perfection is 850. Only about 1% …
I always love training new bankers. I’m actually not “training” the new girl at work, but she’s still a lot of fun to be around.
She came into the credit union today in a bit of …
Sometimes our legal system amazes me. I mean, who would have thought that a woman could sue McDonald’s for burning herself with hot coffee? I don’t think many people believe in the ‘innocent until proven …
Just as creditors will look at a personal credit score before making a decision to lend to an individual, business lenders look at a business credit score before determining whether or not to lend to …