Articles by Kristy
I've been in the banking industry for over 5 years and in that time I've come to learn a lot about what it takes to manage my own debt and help others with theirs. I've seen both sides of the spectrum in that I've worked for large, national banks and I currently work for a small credit union. There's a WORLD of difference between the two and each one has a specific purpose. Even still, I tend to favor my credit union.
I don’t know about you guys, but I’ve been noticing an increasing trend lately that I’m not completely on-board with yet. Retailers who use rebates to lure us in are moving from a paper check …
Sound familiar? I was recently asked this question by one of my clients and figured the question warranted discussion.
The average American has anywhere from 5-10 credit cards, though with the recent financial crisis, that number …
In personal finance there is a constant list of things you hear in order to get started on the path to saving money and reducing your debt.
Skip the Starbuck’s coffee
Brown bag it during the …
Hey MYC readers, I’m ba-ack! Miss me? I know I’ve been away from the site a little while, and as I told you a couple months back, I’m on a part-time basis now. However, my …
Everyone knows how to write a check…ok, well not everyone, but I bet the majority of our readers do. So, for this post, let’s assume you know how to write a check. What most people …
I was talking to my grandparents the other day and I posed this question to them. I’ll get to the story that lead to the question in just a minute, but I wanted to find …
Repairing your credit isn’t easy and it isn’t fun, I should know. But, it’s possible to do if you have the patience and will to get it done.
Why Bother?
I’ve had a number of clients over …
I’m on this whole holiday kick and one of the things I’ve been thinking about lately is how I can inject a little more cash flow into my budget. I’ve got things locked down pretty …
I’m noticing a trend at work that I thought I’d talk a little about. More and more people are going over to the prepaid debit/gift cards as a way to avoid compromising their debit and …
We all have our own goals in life regarding personal finance. Some of us want wealth, some of us just want enough. Whatever your specific goal, it’s important to remember that personal finance is not …
I’ll admit, I’m both an emotional spender and an emotional eater. When I’m stressed, tired, angry, sad, or even mad I tend to spend money. I’ve had to learn how to curb that in order …
Personal finance isn’t exactly rocket science. We all pretty much understand the basic concepts of living below our means, budgeting, tracking expenses, etc. But, even as straightforward as these concepts are, there are still plenty …
Here’s another topic that’s been going around quite a bit…second jobs. The economy these days have made it more of a necessity then it used to be, but it’s interesting to consider whether or not …
Well today started out just swimmingly! I sit down to pay the bills and what did I discover but that Chase has jacked my credit card interest rate to 27%! 27%! WTF?!?!?! Now, as I’ve …