Credit card rewards programs can be a great idea for some cardholders. If you use your card a lot then a good rewards program will give you cash back for every purchase, or points redeemable …

Let’s suppose that you go a little overboard with your shopping one week. Maybe the mall had a slew of really great sales and before you know it you charged up a small fortune on …

I sat down to watch James Scurlock’s documentary Maxed Out, totally prepared to be alarmed by the status of consumer credit throughout the nation. After all, I figured if someone had taken the time to …

Having bad credit can make you feel pretty helpless sometimes. Everyone knows there is no one quick way to repair credit, and for many folks the idea of the effort involved in fixing their credit …

Federal Reserve Chairman Ben Bernanke cut the Federal Funds Rate again last week. That’s the sixth rate cut in as many months. What exactly does this mean? Well, without getting too technical, a rate cut …

There’s no single answer to the question, “What’s the best credit card?” A lot depends on what you use your credit card for. Do you carry a balance most of the time, or do you …

Only 1 more day until the weekend!
In the meantime, here are a selection of the best Personal Finance posts the blogosphere has to offer:

My good friend Kevin over at No Debt Plan wrote a complimentary …

Don’t be embarrassed if you don’t know the first thing about writing a budget. After all, if you were never taught how to do it then how would you know? Composing a budget isn’t a …

Does your credit card have an annual fee? You may not even be sure of the answer to that question; some people don’t bother to so much as glance at their credit card statements, so …

Just as the presence of debt places psychological burdens upon one’s mind, the vanquishing of debt is arguably one of the most liberating events that can occur in an individual’s life. Is it easy to …

Every year, banks make literally BILLIONS of dollars from Credit Card fees they take right out of our pockets. Here are 20 of the most common ones to look out for…
Inactivity Fee. Surely you can’t …

Life or Debt Part I: The Long Term Costs of Consumer Debt
Have you ever stopped to consider what debt takes from you? The natural response is often “money”; that being said, I want you …

Monetization Strategy #3: Finance Charges
Finance charges. This term, vague as it may sound, is the source of perhaps more profits than the other two strategies put together.  Finance charges include all the little fees, …

A big thanks to Llama Money for taking the time to host the Carnival of Net Worth, and for including my post about the 10% saving rule. Check out the Carnival here, and be sure …