January 6, 2012 – 8:30 am | One Comment

Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.

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Credit Card Debt

How to get out and stay out, as well as other sticky issues like dealing with debt collectors and loan consolidation.

Credit Cards

Reviews, Tips & Tricks, and everything else you need to know about getting the most out your credit cards.

Personal Finance

Budgeting, frugal living, saving, and all kinds of other money and finance related subjects.

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Learn how to repair and improve your credit score. Learn about Beacon and Fico scores, and much more!

Debit Cards

Don’t like the idea of spending money you don’t have? Get the scoop on bank and prepaid debit cards.

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Articles by Jonathan Leane

Don’t Catch Swine Flu From Your Credit Card
July 7, 2009 – 9:18 am | 4 Comments

We all know that using credit and debit cards on a regular basis can be bad for our financial health, but did you know that this can also be true of your physical health? With …

Have you been offered an AMEX Bribe?
March 10, 2009 – 5:26 am | 5 Comments

Here’s a new one: Things in the Economy are now so dire that American Express is offering thousands of its current cardholders a ‘cash incentive’ to close their accounts and pay off their balances in full by April. The …

Readydebit Prepaid Visa Card Review
February 12, 2009 – 10:48 am | No Comment

The Readydebit Prepaid Visa Card has the convenience and safety of a credit card, but it leaves out the late fees and interest charges. If you’re sick and tired of being burned by credit cards, …

Escape By Discover® Card Review
February 11, 2009 – 9:21 am | 2 Comments

Boasting a generous travel rewards program, bonus miles, and a 0% interest rate on purchases and balance transfers, the Escape By Discover® Card is a great choice if you pay your bills on time and …

Starwood Preferred Guest Card Review
February 9, 2009 – 6:34 pm | 2 Comments

The Starwood Preferred Guest Card is a must-have for regular travellers. This card comes with an attractive signup bonus (up to 6 free nights at a hotel), introductory rate on purchases and balance transfers, and …

AMEX Gold Card Review
February 8, 2009 – 2:15 am | No Comment

The American Express Preferred Rewards Gold Card is one of the best Rewards cards on the market, and is a great option for those who don’t plan on carrying a revolving balance. This product also …

25 Things About Me (Jonathan)
February 2, 2009 – 5:53 pm | 9 Comments

Well, Kristy has set the bar pretty high, but here goes:
1. I’m just under six and a half feet tall.
2. I’ve dropped out of college – twice.
3. I’d like to write a great novel some …

20 Ways I Plan to Keep My New Year’s Resolutions
January 29, 2009 – 8:34 am | 4 Comments

February is rapidly approaching. Know how many of my 2009 resolutions I’ve accomplished so far? None. Nada. Zip. Statistically speaking I should have accomplished nearly 4 of my 42 goals so far, but I can …

What the Banks are Doing With Our Money…
January 28, 2009 – 2:53 am | 27 Comments

Mark Twain once said: ‘If you pick up a starving dog and make him prosperous, he will not bite you. This is the principal difference between a dog and a man.’
How right he was.
When we, …

Cool Contest Over At A Friend’s Blog
January 14, 2009 – 8:20 am | No Comment

Penelope over at Pecuniarities is giving her readers the chance to win a 6 month subscription to the Wall St. Journal. Sounds like a great way to start 2009!
Also, Ashley over at Wide Open Wallet …

10 Tips on Using your Credit Card Wisely
December 24, 2008 – 9:49 pm | 2 Comments

This is a guest post by Andy over at Retire at 40. Check out his great blog and subscribe to his RSS feed here.
I’ll admit it. I’m a credit card user. I use it a …

5 Ways to Talk Your Way Into Getting Better Credit Card Rates
December 22, 2008 – 10:53 pm | No Comment

Getting a better interest rate can save you a ton of money in the long run, especially if you’re getting a loan with a long amortization or you carry a balance on your credit card …

Thursday Night Round-Up!
December 18, 2008 – 7:38 pm | No Comment

Been *waaay* too long since I’ve done a link round-up, especially since there have been some fantastic posts floating around lately.

Madoline over at Pecuniarities has a great post on wrapping Christmas presents in painted eggshells! …

11 Reasons Why The Economy Is Going to get Worse Before It Gets Better
December 18, 2008 – 6:56 am | 3 Comments

Anyone expecting a quick recovery in 2009 is going to be unpleasently surprised. Here are 11 reasons why the present economic crisis will persist for quite some time to come.
1. Consumer spending is in freefall. …