Articles by Jonathan Leane
In part two of our series, we’ll be showing you how to pull your credit report from Experian without accidentally signing up for any subscriptions (check out Part one – Transunion). That is, we’ll be …
If you’re diligent about paying your bills and keeping your credit score high, the time may come that someone may ask you to cosign for a credit card. This will become even more likely once …
Those songs from a certain misleading ad campaign sure are catchy – and I don’t just mean that their melodies are hooky and infectious. The main catch from this supposed freebie website (which shall …
Canceling a credit card may seem like the best option, especially if you don’t use it very often- but doing so can lower your credit score. Here are six reasons why you might want to …
If you’ve made the difficult decision to declare yourself bankrupt, you’re probably breathing a big sigh of relief at having the weight lifted off your shoulders. Once this passes though, you’ll probably be wondering what …
The precise formula that credit reporting agencies use to determine your credit score is as elusive as Google’s PageRank algorithm. But there are some things we consumers understand well about the factors that go into …
Are you wary of keeping your money in the bank these days? If so, you’re probably not alone, and there may be good reason for this. Here are six reasons why keeping your money in …
Last year I made a bunch of New Year’s resolutions and by the end of January I had broken pretty much every single one of them. And you know what? 2008 wasn’t half bad. Even …
This week we review the Discover® More(SM) Card.
Apply for the Discover® More(SM) Card now.
What we like about it…
0% interest rate on balance transfers for 6 months. If you use it properly, this time will give you …
It pays to keep close tabs on your credit rating as it has a big impact on other areas of your life. Here are 7 reasons why you should make sure that you are fully …
Being rewarded for using a credit card sounds like a dream come true, but you have to be savvy to avoid being taken for a ride by the credit card companies.
How They Work
These …
When your credit card bills lands on your doormat, it is tempting to simply glance at the minimum payment figure and not give a second thought to the total balance that is actually due. While …
If you’ve ever applied and been turned down for a credit card or loan, there’s a good chance it may be because of your credit score. Understanding what a credit score is and how your …
Tighter regulations on consumer disclosures? Protection of young consumers? New rules for so-called “promotional” interest rates? A ban on universal default and double-cycle billing? Did you think that credit card companies would take this lying …
