It’s happened to all of us. You buy something in a store, and when you get it home, find out that it just doesn’t work. Maybe you’ve made a purchase online and it arrives damaged …

Your FICO score is more than just a credit score – it can have a big effect on areas of your life that, at first glance, completely unrelated to it. No, it’s not just your …

In the near future, you may no longer be able to blame your debit or credit cards for that gaping hole in your monthly budget. As the New York Times reports, MasterCard and Citigroup have …

The Wall Street Journal recently published an article that discussed the work of Jan-Emmanuel De Neve and James Fowler (London School of Economics and University of California, San Diego, researchers). De Neve and Fowler conducted …

If it always seems like your credit cards have the upper hand, it’s time to take a closer look at making your credit work for you. By taking a few moments out of your day, you …

Waving your phone in front of a cash register in order to pay for an item may seem unimaginable, but phone payments are coming soon to a retail store near you. According to Bloomberg, AT&T, …

At last, a sign that the credit crunch may be on its way out? The Discover® More(SM) Card now has a 0% interest offer on balance transfers for 12 months! There’s also 0% on purchases …

What with the more conventional investments under-performing over the last couple of years, it may be time to start thinking about putting some of your money towards a few ‘less orthodox’ ventures. This, presumably, is …

What with rising interest rates, cancelled accounts, and slashed spending limits, it’s looking like many credit cards won’t see the light of day this Christmas, shunned in favor of the trusty (and ever more popular) …

Thanks to a new 5-day Free Trial offer, you can now get a free credit report from SmartCredit.com. In addition to a rundown on your credit history, SmartCredit.com offers you tools for monitoring your …

identity theft schemes involving credit cards, skimming is one of the most common and hardest to prevent. While the equipment involved with a skimming scheme may be high tech, its execution requires a frustratingly low …

Just as the word “free” has taken on a somewhat fishy connotation (i.e. “comes with tons of junk mail”) in this day and age, so too has the meaning of “convenient” been warped. When …

If you have a credit card, you’ve most likely gotten them more than once. That handful of blank “convenience checks” included in your monthly statement or sent out as a very special offer just for …

“Would you like to save 10% on your purchases today?” This is something I’m sure you’ve heard, probably repeatedly, on any trip to the mall. If you’re always on the lookout for ways to save …