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College Students and Credit Cards
February 17, 2012 – 8:21 am | No Comment

Studies show that over 75% of college students have a credit card, and they can be a great asset for a student. Credit cards are convenient, can help build a good credit history and can help young people learn money management skills.

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Credit Card Debt

How to get out and stay out, as well as other sticky issues like dealing with debt collectors and loan consolidation.

Credit Cards

Reviews, Tips & Tricks, and everything else you need to know about getting the most out your credit cards.

Personal Finance

Budgeting, frugal living, saving, and all kinds of other money and finance related subjects.

Credit Report

Learn how to repair and improve your credit score. Learn about Beacon and Fico scores, and much more!

Debit Cards

Don’t like the idea of spending money you don’t have? Get the scoop on bank and prepaid debit cards.

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Articles by Jack

Jack is a personal finance writer from Pittsburgh. He also serves as a contributing editor for Primer Magazine. You can see his work at JackBusch.com.

Survey Says: Amex is Great – but the Other Guys Ain’t What They Used to Be
September 2, 2009 – 7:20 am | 3 Comments
Survey Says: Amex is Great – but the Other Guys Ain’t What They Used to Be

Yesterday, J.D. Power and Associates released their 2009 Credit Card Satisfaction Study. The results: we are not so thrilled. After polling over 9,000 credit card users, the overall credit card customer satisfaction rating is at …

Nominal Interest Rate v. Effective Interest Rate
September 1, 2009 – 9:51 am | 2 Comments
Nominal Interest Rate v. Effective Interest Rate

Guess what? You’re paying more on your credit card purchases than the interest rate listed in your terms. But wait, don’t go grabbing for the pitchforks yet – the usual credit card issuer trickery isn’t …

Put the Safety on Your Bad Debt: How to Avoid Shooting Yourself in the Foot with Credit Cards
August 31, 2009 – 12:45 pm | One Comment
Put the Safety on Your Bad Debt: How to Avoid Shooting Yourself in the Foot with Credit Cards

Credit whizzes and personal finance gurus are always talking about good debt vs. bad debt.  Good debt, the argument goes, is debt that finances an investment – a home, an education, a business loan. It’s …

Your FICO Score – Understanding “Adverse Public Records”
August 28, 2009 – 11:24 am | 2 Comments
Your FICO Score – Understanding “Adverse Public Records”

Your FICO score impacts your life in obvious ways (getting loans, determining interest rates) and ways that may surprise you. Creditors, lenders and even employers are looking at your credit score and your FICO rating …