February 17, 2012 – 8:21 am | No Comment

Studies show that over 75% of college students have a credit card, and they can be a great asset for a student. Credit cards are convenient, can help build a good credit history and can help young people learn money management skills.

Read the full story »
Credit Card Debt

How to get out and stay out, as well as other sticky issues like dealing with debt collectors and loan consolidation.

Credit Cards

Reviews, Tips & Tricks, and everything else you need to know about getting the most out your credit cards.

Personal Finance

Budgeting, frugal living, saving, and all kinds of other money and finance related subjects.

Credit Report

Learn how to repair and improve your credit score. Learn about Beacon and Fico scores, and much more!

Debit Cards

Don’t like the idea of spending money you don’t have? Get the scoop on bank and prepaid debit cards.

Home » Archive by Author

Articles by

Stressed & Depressed? Don’t Let Debt Bring You Down
July 21, 2011 – 4:41 am | No Comment

Chances are there’s no easy way out of your financial situation, but you can’t let it take over your life and bring you down. Take time to cut the stress while figuring out your finances by following this advice…

3 Simple Ways to Consolidate Credit Card Debt
July 19, 2011 – 11:58 am | No Comment

If you’ve built up several credit card balances and your money management is getting hectic, consider debt consolidation to repay the outstanding balances on your credit cards if you find it difficult to manage this on your own.

Plan Ahead! 5 Simple Steps to a Stress-Free Retirement
March 9, 2011 – 10:48 pm | 2 Comments

It’s not as if I want to keep working until my arthritic fingers break off on the keyboard, it’s just that planning for my retirement has turned out to be an incredibly dry undertaking. Thinking …

Did The Credit Card Bill of Rights Get It Right?
March 4, 2011 – 10:48 pm | No Comment

Signed into law over a year ago, the credit card bill of rights was touted as protection against practices and fees imposed by credit card issuers on to consumers and which have long been considered …

Four Ways Banks Wring More Money From You
February 27, 2011 – 10:47 pm | No Comment

Let’s forget credit card companies and the various ways they conspire to squeeze more money out of you for a moment. That’s a dead horse that’s already been beaten too many times with no …

Back to Basics: 6 Fundamental Ways To Save More Money
February 23, 2011 – 10:47 pm | One Comment

Many people know how important it is to save money, but there is also the perception that saving money means having to deprive oneself of the nicer things in life. This couldn’t be further from …

Remember The Big Picture! Missing The Financial Forest For The Trees
February 19, 2011 – 10:46 pm | One Comment

Frugality is a virtue worth cultivating, but there are those of us whose desire to put money away means doing things that result in them missing the bigger picture when it comes to budgeting and …

Back to Basics: 5 Fundamental Ways To Make More Money
February 12, 2011 – 10:45 pm | No Comment

One sure way to put yourself in the poorhouse is to spend much more than you earn. Obviously, spending less ensures that you have more wealth, but that’s just one side of the savings coin. …

Is Your Money Pulling Its Weight? 5 Ways to Whip It Into Shape!
February 7, 2011 – 10:45 pm | No Comment

We can’t all be Robert Kiyosaki (“your strategy is all wrong; buy my book”) but nothing can stop you from using the money you have to its fullest potential. I’d do what my favorite advisor, …

Real Estate and the Small-Scale Investor: Is It Right for You?
January 27, 2011 – 10:31 pm | 2 Comments

Owning a home is one thing; many people often daydream about building their own real estate empire one day. However, just like blue cheese, real estate investing might not be the right choice for …

Where does YOUR money go?
February 14, 2008 – 3:48 pm | One Comment

The New York times just released some interesting data that shows a breakdown of how Americans on different levels of the wealth spectrum are spending their money.
There are a few particularly telling things about the …