February 17, 2012 – 8:21 am | No Comment

Studies show that over 75% of college students have a credit card, and they can be a great asset for a student. Credit cards are convenient, can help build a good credit history and can help young people learn money management skills.

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Credit Card Debt

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Budgeting, frugal living, saving, and all kinds of other money and finance related subjects.

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Article Archive for January 2012

Master Your Health Insurance
January 31, 2012 – 9:17 am | No Comment

How well are you mastering your health insurance comparison? It is possible that you are ignoring some key items that could help you save money.

Credit Card Introductory Offers: Zero Interest on Purchases
January 27, 2012 – 8:34 am | No Comment

Need to make a big purchase? Along with introductory zero interest balance transfers, you may be be able to take advantage of a 0% APR offer for credit cards.

How You Think of Credit Makes All the Difference
January 24, 2012 – 8:24 am | No Comment

A credit card is not a mystic portal to a money tree where you can pick all you want. We need to stop thinking of plastic as non-money.

Are Credit Cards Rewards Worth the Risk?
January 20, 2012 – 8:54 am | No Comment

If you decide to apply for a reward credit card, be sure not to base your decision solely on the rewards but also on interest rates and fees.

Credit Card Introductory Offers: Zero Interest on Balance Transfers
January 17, 2012 – 8:26 am | 2 Comments

Zero interest balance transfers provide a potential way to save on the interest charges that plague consumers. But how useful are these offers? And which credit cards are best for this? Follow along for more on zero interest offers with credit cards.

Paying Off Credit Cards with Vegemite – Metaphorically Speaking!
January 13, 2012 – 9:03 am | No Comment

First, creating a coherent strategy for dealing with credit card debt is essential to success. Not having a game plan will only lead to confusion and will not help you to not make a significant dent in those balances.

What You Need to Know About Your Employer Checking Your Credit
January 10, 2012 – 8:57 am | No Comment

It’s the Catch 22 of a global recession: people are taking hits on their credit rating due to being laid off, while more companies are asking to see credit reports before they hire someone.

Common Credit Card Myths and Misconceptions
January 6, 2012 – 8:30 am | One Comment

Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.

Make a Plan for Money Management
January 3, 2012 – 8:18 am | No Comment

Regardless of where you are in your life personally and financially, you need a plan to work by. Without a budget you can stick with, you can’t invest intelligently, save effectively or spend with confidence. But the word “budget” means different things to different people.