February 17, 2012 – 8:21 am | No Comment

Studies show that over 75% of college students have a credit card, and they can be a great asset for a student. Credit cards are convenient, can help build a good credit history and can help young people learn money management skills.

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Article Archive for December 2009

How Many Credit Cards Do I Need?
December 14, 2009 – 4:19 am | 3 Comments

Sound familiar? I was recently asked this question by one of my clients and figured the question warranted discussion.
The average American has anywhere from 5-10 credit cards, though with the recent financial crisis, that number …

Discover® More(SM) Card increases it’s 0% Balance Transfer offer to 12 months
December 8, 2009 – 4:57 pm | No Comment
Discover® More(SM) Card increases it’s 0% Balance Transfer offer to 12 months

At last, a sign that the credit crunch may be on its way out? The Discover® More(SM) Card now has a 0% interest offer on balance transfers for 12 months! There’s also 0% on purchases …

Penny Pinching or Big Ticket Savings: Which Is For You?
December 7, 2009 – 6:41 am | 2 Comments
Penny Pinching or Big Ticket Savings: Which Is For You?

In personal finance there is a constant list of things you hear in order to get started on the path to saving money and reducing your debt.

Skip the Starbuck’s coffee

Brown bag it during the …

Want to Invest in the SPSE? (Somali Pirate Stock Exchange)
December 2, 2009 – 10:54 pm | No Comment
Want to Invest in the SPSE? (Somali Pirate Stock Exchange)

What with the more conventional investments under-performing over the last couple of years, it may be time to start thinking about putting some of your money towards a few ‘less orthodox’ ventures. This, presumably, is …

Are You Leaving Your Credit Card In Your Wallet This Christmas?
December 1, 2009 – 8:26 pm | 4 Comments
Are You Leaving Your Credit Card In Your Wallet This Christmas?

What with rising interest rates, cancelled accounts, and slashed spending limits, it’s looking like many credit cards won’t see the light of day this Christmas, shunned in favor of the trusty (and ever more popular) …