January 6, 2012 – 8:30 am | One Comment

Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.

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Home » Archive by Month

Article Archive for November 2009

Why It’s A Good Idea Not To Complicate The Budget
November 30, 2009 – 10:46 am | One Comment
Why It’s A Good Idea Not To Complicate The Budget

Hey MYC readers, I’m ba-ack! Miss me? I know I’ve been away from the site a little while, and as I told you a couple months back, I’m on a part-time basis now. However, my …

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Links with Your Black Friday
November 27, 2009 – 10:00 am | One Comment
Links with Your Black Friday

Happy Black Friday, shoppers. Did you go out a-spending this morning? Are you still waiting in line as you read this post? We hope you’re having fun and took some of our advice for retail …

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Black Friday and Cyber Monday: Get More Rewards!
November 25, 2009 – 9:35 am | No Comment
Black Friday and Cyber Monday: Get More Rewards!

Here come the sales. And the crowds. And the flurry of plastic and cash in exchange for plastic goods and novelty knickknacks. For some, there’s nothing quite like the smell of commerce in the morning. …

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Dear CitiBank: What the heck is an “interest rate rebate?”
November 24, 2009 – 7:13 am | 2 Comments
Dear CitiBank: What the heck is an “interest rate rebate?”

Yesterday, Sen. Carl Levin (D-Mich) fired off a letter to the Federal Reserve Board urging it to tweak the rules implementing the CARD Act. Among them, Levin took time to identify a litany of wily …

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Credit Card Subsidies: Three Ways the Minority is Paying for the Majority
November 19, 2009 – 7:02 am | 5 Comments
Credit Card Subsidies: Three Ways the Minority is Paying for the Majority

Good credit card customers don’t make money for the likes of JPMorgan Chase and Bank of America. They take money. If you’re like me, you rack up tons of points on your card, pay it …

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TrueCredit – Free TransUnion Credit Monitoring
November 17, 2009 – 8:33 am | 8 Comments
TrueCredit – Free TransUnion Credit Monitoring

If you’ve ever signed up for a free credit report, you’ve likely been pitched on TransUnion Credit Monitoring. Like most people, I declined this option and opted instead to save my $11.95 a month. But …

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Innovative Ways to Build Your Credit
November 13, 2009 – 9:56 am | No Comment
Innovative Ways to Build Your Credit

Get Rich Slowly has a great post this week entitled “How to Establish a Credit History Without Losing Your Shirt” and it focuses solely on secured credit cards. Basically, the credit line on a secured …

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Beat Black Friday Crowds with Price Protection
November 11, 2009 – 10:07 am | One Comment
Beat Black Friday Crowds with Price Protection

We’ve all heard about that notorious “natural drug” found in turkey. You know – shoptophan, which induces Americans to compulsively wake in the wee hours of the morning 12 hours after consumption and lurch zombie-like, …

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Credit Card Review: Biodegradable Discover® More (SM) Card
November 9, 2009 – 7:18 am | One Comment
Credit Card Review: Biodegradable Discover® More (SM) Card

If you read our previous review of the Discover® More (SM) Card, you may be considering a switch to this immensely popular cashback card. But before you sign up, you might want to take …

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Don’t Pay the Geek Squad: Extended Warranty is Free Through Visa
November 5, 2009 – 7:58 am | 8 Comments
Don’t Pay the Geek Squad: Extended Warranty is Free Through Visa

They’ve always got the same question for you when you check out at Best Buy (or any other big box store):
“Would you like to purchase an extended warranty, service protection plan or product replacement plan?”
And …

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Honor and Ethics: Does America Need a “Lending Code?”
November 3, 2009 – 7:02 am | No Comment
Honor and Ethics: Does America Need a “Lending Code?”

Last night, my wife and I watched “A Night to Remember” on TCM. For those who haven’t seen it, this is a starkly different take on the Titanic than you may remember from the recent …

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