Pissed About Credit Card Business Practices? Take Action
February 3, 2010 – 10:13 am | 2 Comments

Washington Post recently ran some required reading for all credit card users entitled “Five myths about America’s credit card debt.” Don’t be deceived by the somewhat banal title – this piece is actually very illuminating …

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Article Archive for October 2009

Get Low Rate Loans From Your Peers with Lending Club
October 30, 2009 – 10:09 am | One Comment
Get Low Rate Loans From Your Peers with Lending Club

In an environment where banks are (understandably) hesitant to loan money to individuals, LendingClub bills itself as a way for borrowers to get low interest rate loans and build their credit. With LendingClub, you can …

Track Your Favorite Credit Card Legislation
October 28, 2009 – 10:36 am | One Comment
Track Your Favorite Credit Card Legislation

Right now is a pretty interesting time for credit card issuers and credit card users alike. The entire industry is in flux, thanks to the recent economic turmoil and a flurry of tits-for-tats regarding credit …

Credit Card Review: Changes for Chase Freedom
October 26, 2009 – 6:29 am | One Comment
Credit Card Review: Changes for Chase Freedom

Chase Freedom has long been hailed as the best cashback credit card. The card let you get 3% cashback on gas, grocery and drug store purchases before moving to a “top 3 spending” in 15 …

RevolutionCard: The Death of the Signature?
October 22, 2009 – 7:05 am | No Comment
RevolutionCard: The Death of the Signature?

When Alberto Gonzalez and his ring of credit card thieves struck, over 46 million cardholders had their information stolen. Luckily, thanks to limited liability guaranteed by federal law, individual consumers did not see much damage …

To Close or Not to Close
October 20, 2009 – 6:36 am | 5 Comments
To Close or Not to Close

The rates are climbing. The debt is mounting. The rewards are waning. The security risks are growing. So, what should you do with your credit card? Close it or keep it?
There are sound arguments for …

Getting Your (Actually) Free Credit Report from SmartCredit.com
October 19, 2009 – 4:45 am | 2 Comments
Getting Your (Actually) Free Credit Report from SmartCredit.com

Thanks to a new 5-day Free Trial offer, you can now get a free credit report from SmartCredit.com. In addition to a rundown on your credit history, SmartCredit.com offers you tools for monitoring your …

Consumer Reports’ Credit Cards Worth Holding
October 16, 2009 – 5:32 am | No Comment
Consumer Reports’ Credit Cards Worth Holding

In the November 2009 issue of Consumer Reports magazine, they had a rundown of “credit cards worth keeping.” This is an especially useful list now that terms are changing and many of us are considering …

MasterCard, Visa (Cauldrons) to 7-Eleven (Kettle): You’re so Black
October 12, 2009 – 7:30 am | No Comment
MasterCard, Visa (Cauldrons) to 7-Eleven (Kettle): You’re so Black

Let’s play a quick game. Guess by who this comment was made and at whom: These companies “used deceptive language to trick their customers into signing something they thought would save them money.” (WSJ) You …

FICO vs. VantageScore and the Truth About Free Credit Scores
October 9, 2009 – 4:28 am | No Comment
FICO vs. VantageScore and the Truth About Free Credit Scores

Ever have this happen?: you pull one credit score and you get say, 667 and then you pull it again from another bureau and get 573. Has something gone terribly wrong with your credit rating …

The MYC Link Roundup: Free Credit Scores, Debit Trends and More
October 8, 2009 – 3:55 am | No Comment
The MYC Link Roundup: Free Credit Scores, Debit Trends and More

Today, we’ll be taking a look at some essential and interesting links and articles from around the web on the topic of credit cards. With the economy in a rut and new credit card and …

Bank of America: The Nice Guys?
October 7, 2009 – 5:02 am | 2 Comments
Bank of America: The Nice Guys?

The results are in, and according to numerous studies, we’re pissed about our credit cards. We’ve had our credit limits slashed, our rewards cut back, our interest rates hiked and our coffers raided by fees, …

Nickled and Dimed: The High Cost of Banking While Poor
October 6, 2009 – 7:23 am | 5 Comments
Nickled and Dimed: The High Cost of Banking While Poor

You load sixteen tons, and what do you get?
Another day older and deeper in debt.
Saint Peter, don’t you call me, ’cause I can’t go;
I owe my soul to the company store…
That’s the chorus to an …

Futuregoof: 4 Grand Frustrations in Credit Card Technology
October 5, 2009 – 12:11 pm | No Comment
Futuregoof: 4 Grand Frustrations in Credit Card Technology

Our era is one marked by explosive technological growth. It seems like just as soon as you’ve figured out the latest gizmo, then it’s no longer the latest. In this way, we more often find …

Investigating Old or Inaccurate Addresses on Your Credit Report and Why You Should
October 2, 2009 – 11:51 am | No Comment
Investigating Old or Inaccurate Addresses on Your Credit Report and Why You Should

One thing you should know by now about credit: your past always comes back to haunt you. This is especially true for old addresses. In the best case scenario, an old address on …