Treated Like a Criminal at Checkout? Don’t Put Up With It
June 9, 2010 – 10:53 am | No Comment

Credit card fraud is a serious issue, and retailers and credit card issuers have enacted a number of measures to help protect your identity and their bottom-lines. But the backlash of tighter security is that …

Read the full story »
Credit Card Debt

How to get out and stay out, as well as other sticky issues like dealing with debt collectors and loan consolidation.

Credit Cards

Reviews, Tips & Tricks, and everything else you need to know about getting the most out your credit cards.

Personal Finance

Budgeting, frugal living, saving, and all kinds of other money and finance related subjects.

Credit Report

Learn how to repair and improve your credit score. Learn about Beacon and Fico scores, and much more!

Debit Cards

Don’t like the idea of spending money you don’t have? Get the scoop on bank and prepaid debit cards.

Home » Archive by Month

Article Archive for September 2009

Required Math for Credit Card Users
September 30, 2009 – 5:42 am | One Comment
Required Math for Credit Card Users

Sometimes the best stumps for reform come from the mouths of jesters. Consider this bit from Maria Bamford:
I really think that before giving me a credit card they really should have given me a math …

You’ve Got Service Charges! What to Do When Free Stops Being Free
September 29, 2009 – 6:33 am | No Comment
You’ve Got Service Charges! What to Do When Free Stops Being Free

Have you been checking your credit card or checking account statements regularly? If not, you should be. You may notice some new, mysterious charges. In 2007, I signed up for a checking account with Citizens …

How to Be Aware of What Credit Counselors and Consolidators are Really Offering
September 28, 2009 – 5:01 am | No Comment
How to Be Aware of What Credit Counselors and Consolidators are Really Offering

This is a guest post from Matt B. Matt writes about all aspects of personal finance at Financial Methods. Please visit the site and let him know what you think.
If you are at …

How to Avoid Getting Scammed in College
September 25, 2009 – 5:31 am | No Comment
How to Avoid Getting Scammed in College

College students often fallen easy prey to scams. And by scam, I don’t mean the whole system of going into debt for a marginally useful degree (jury’s still out on that one…). Students are increasingly …

A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras: Part Three Equifax
September 24, 2009 – 5:49 am | No Comment
A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras: Part Three Equifax

In the third and final part of this series on getting your free credit report without the not-so-free extras, we’ll be looking at Equifax, one of the trickier credit reporting agencies.
1. Begin by signing onto …

Debit, Credit, Charge It: Your Choices in Plastic
September 23, 2009 – 7:41 am | One Comment
Debit, Credit, Charge It: Your Choices in Plastic

Welcome to the post-recession credit market, where banks are paranoid about lending, consumers are wary of fees and everyone’s keeping a closer eye on their credit rating. In this new dawn of shell-shocked borrowing, many …

Credit Card Review: Miles by Discover
September 22, 2009 – 12:49 pm | 2 Comments
Credit Card Review: Miles by Discover

Corporate roadwarriors, leisure travelers and roaming gnomes alike will enjoy the Miles by Discover card. This flexible card lets you rack up miles on all of your purchases and redeem them for credits towards travel. …

Trick or Treat?: Bank of America Rolls out Basic Visa Just in Time for Halloween
September 21, 2009 – 8:07 am | 3 Comments
Trick or Treat?: Bank of America Rolls out Basic Visa Just in Time for Halloween

It’s a classic makeup story. Credit card users got burned by the issuers deceptive ways and now the lenders are trying to win them back, to show them that they’ve changed and everything is going …

An Inside Look at Blueprint: Split, Finish and Track It
September 18, 2009 – 5:55 am | 2 Comments
An Inside Look at Blueprint: Split, Finish and Track It

As we mentioned earlier, Chase has rolled out some new financial tools to help you track your finances and conquer your credit card debt. All in all, these simply amount to fancy ways of looking …

An Inside Look at Blueprint: Full Pay
September 17, 2009 – 4:08 am | 7 Comments
An Inside Look at Blueprint: Full Pay

JP Morgan Chase is rolling out a whole new approach to getting card users to pay up – make it easy. Unlike Bank of America, which is pissing people off until they refuse to pay, …

Credit Card Review: The New Face of the Discover® More(SM) Card
September 16, 2009 – 6:38 am | 3 Comments
Credit Card Review: The New Face of the Discover® More(SM) Card

As part of our weekly credit card review series, we’ll be looking at the Discover® More(SM) Card, which has long been the best cashback card available. With the recent changes to credit card laws, there’s …

Credit Education: Get Certified and Save?
September 14, 2009 – 12:05 pm | One Comment
Credit Education: Get Certified and Save?

Legislation like the Credit CARD Act may protect you from exorbitant fees, bait-and-switch marketing and sudden increase in your interest rate, but who will protect you from rampant spending, irresponsible borrowing and living beyond your …

Credit Card Theft: How to Avoid the Next Albert Gonzalez
September 14, 2009 – 6:05 am | 3 Comments
Credit Card Theft: How to Avoid the Next Albert Gonzalez

Those tuning into the news this weekend probably heard that Albert Gonzalez, the hacker who sometimes went by the handle of “soupnazi,” has pleaded guilty to stealing stealing 170 million credit card and debit card …

Debit Card Reform: What Are Your Thoughts?
September 11, 2009 – 5:44 am | 3 Comments
Debit Card Reform: What Are Your Thoughts?

Much of the clatter in recent press and on the blogosphere (MYC included) has been over the recent spate of overdraft fees and other charges that banks are levying, ostensibly in order to makeup for …