Article Archive for August 2009
Credit whizzes and personal finance gurus are always talking about good debt vs. bad debt. Good debt, the argument goes, is debt that finances an investment – a home, an education, a business loan. It’s …
Your FICO score impacts your life in obvious ways (getting loans, determining interest rates) and ways that may surprise you. Creditors, lenders and even employers are looking at your credit score and your FICO rating …
identity theft schemes involving credit cards, skimming is one of the most common and hardest to prevent. While the equipment involved with a skimming scheme may be high tech, its execution requires a frustratingly low …
Just as the word “free” has taken on a somewhat fishy connotation (i.e. “comes with tons of junk mail”) in this day and age, so too has the meaning of “convenient” been warped. When …
Everyone knows how to write a check…ok, well not everyone, but I bet the majority of our readers do. So, for this post, let’s assume you know how to write a check. What most people …
If you have a credit card, you’ve most likely gotten them more than once. That handful of blank “convenience checks” included in your monthly statement or sent out as a very special offer just for …
“Would you like to save 10% on your purchases today?” This is something I’m sure you’ve heard, probably repeatedly, on any trip to the mall. If you’re always on the lookout for ways to save …
In part two of our series, we’ll be showing you how to pull your credit report from Experian without accidentally signing up for any subscriptions (check out Part one – Transunion). That is, we’ll be …
I was talking to my grandparents the other day and I posed this question to them. I’ll get to the story that lead to the question in just a minute, but I wanted to find …
If you’re diligent about paying your bills and keeping your credit score high, the time may come that someone may ask you to cosign for a credit card. This will become even more likely once …
It’s happened to all of us. You buy something in a store, and when you get it home, find out that it just doesn’t work. Maybe you’ve made a purchase online and it arrives damaged …
