January 6, 2012 – 8:30 am | One Comment

Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.

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Home » Archive by Month

Article Archive for July 2009

Credit Card Reward Programs: How To Make The Most Of Them
July 16, 2009 – 9:14 am | One Comment

Being rewarded for using a credit card sounds like a dream come true, but you have to be savvy to avoid being taken for a ride by the credit card companies.
How They Work
These …

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7 Reasons Why Sticking To the Minimum Payment Is a Dumb Idea
July 14, 2009 – 9:23 am | 3 Comments

When your credit card bills lands on your doormat, it is tempting to simply glance at the minimum payment figure and not give a second thought to the total balance that is actually due. While …

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Your FICA Score: What you need to know
July 12, 2009 – 7:31 am | No Comment

If you’ve ever applied and been turned down for a credit card or loan, there’s a good chance it may be because of your credit score. Understanding what a credit score is and how your …

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The Lenders Strike Back: How Credit Card Companies Are Responding to Obama’s Big Changes
July 11, 2009 – 8:18 am | 4 Comments

Tighter regulations on consumer disclosures? Protection of young consumers? New rules for so-called “promotional” interest rates? A ban on universal default and double-cycle billing? Did you think that credit card companies would take this lying …

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Is A Second Job Really Necessary?
July 10, 2009 – 7:57 am | 5 Comments

Here’s another topic that’s been going around quite a bit…second jobs. The economy these days have made it more of a necessity then it used to be, but it’s interesting to consider whether or not …

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My Nasty Little Surprise
July 9, 2009 – 8:07 am | 12 Comments

Well today started out just swimmingly! I sit down to pay the bills and what did I discover but that Chase has jacked my credit card interest rate to 27%! 27%! WTF?!?!?! Now, as I’ve …

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Don’t Catch Swine Flu From Your Credit Card
July 7, 2009 – 9:18 am | 4 Comments

We all know that using credit and debit cards on a regular basis can be bad for our financial health, but did you know that this can also be true of your physical health? With …

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My Top 8 Financial Resources Just Starting Out
July 5, 2009 – 8:34 am | 6 Comments

When I first sat down and realized that I needed to take my financial situation more seriously, I also realized I wasn’t going to be able to do it by myself. I really had no …

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We Do… But Sign Here!
July 1, 2009 – 10:01 am | 3 Comments

I got the oddest request today. A couple came in and wanted me to notarize their prenuptial agreement. It was drafted by them with no help from an attorney and it was only a page …

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