February 17, 2012 – 8:21 am | No Comment

Studies show that over 75% of college students have a credit card, and they can be a great asset for a student. Credit cards are convenient, can help build a good credit history and can help young people learn money management skills.

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Article Archive for July 2009

Credit Card Reward Programs: How To Make The Most Of Them
July 16, 2009 – 9:14 am | One Comment

Being rewarded for using a credit card sounds like a dream come true, but you have to be savvy to avoid being taken for a ride by the credit card companies.
How They Work
These …

7 Reasons Why Sticking To the Minimum Payment Is a Dumb Idea
July 14, 2009 – 9:23 am | 3 Comments

When your credit card bills lands on your doormat, it is tempting to simply glance at the minimum payment figure and not give a second thought to the total balance that is actually due. While …

Your FICA Score: What you need to know
July 12, 2009 – 7:31 am | No Comment

If you’ve ever applied and been turned down for a credit card or loan, there’s a good chance it may be because of your credit score. Understanding what a credit score is and how your …

The Lenders Strike Back: How Credit Card Companies Are Responding to Obama’s Big Changes
July 11, 2009 – 8:18 am | 4 Comments

Tighter regulations on consumer disclosures? Protection of young consumers? New rules for so-called “promotional” interest rates? A ban on universal default and double-cycle billing? Did you think that credit card companies would take this lying …

Is A Second Job Really Necessary?
July 10, 2009 – 7:57 am | 5 Comments

Here’s another topic that’s been going around quite a bit…second jobs. The economy these days have made it more of a necessity then it used to be, but it’s interesting to consider whether or not …

My Nasty Little Surprise
July 9, 2009 – 8:07 am | 12 Comments

Well today started out just swimmingly! I sit down to pay the bills and what did I discover but that Chase has jacked my credit card interest rate to 27%! 27%! WTF?!?!?! Now, as I’ve …

Don’t Catch Swine Flu From Your Credit Card
July 7, 2009 – 9:18 am | 4 Comments

We all know that using credit and debit cards on a regular basis can be bad for our financial health, but did you know that this can also be true of your physical health? With …

My Top 8 Financial Resources Just Starting Out
July 5, 2009 – 8:34 am | 6 Comments

When I first sat down and realized that I needed to take my financial situation more seriously, I also realized I wasn’t going to be able to do it by myself. I really had no …

We Do… But Sign Here!
July 1, 2009 – 10:01 am | 3 Comments

I got the oddest request today. A couple came in and wanted me to notarize their prenuptial agreement. It was drafted by them with no help from an attorney and it was only a page …