Comments on: Personal Finance Is Not A Race http://masteryourcard.com/blog/2009/07/20/personal-finance-is-not-a-race/ The best Credit Card Debt Blog online Thu, 02 Feb 2012 13:31:13 +1100 http://wordpress.org/?v=abc hourly 1 By: Kevin http://masteryourcard.com/blog/2009/07/20/personal-finance-is-not-a-race/comment-page-1/#comment-46380 Kevin Tue, 14 Jul 2009 11:44:19 +0000 http://masteryourcard.com/blog/?p=1331#comment-46380 Let's see. I live in a pre-manufactured home (trailer). I recently went over the air for television reception after for years arguing with my wife that I work hard and earned the luxury of cable TV. I have only owned 1 new car in my life. The best value I have received from a vehicle was a $300.00 and $500.00 purchase. My home is paid for and I carry no other debt. Just recently have started a push for personal savings to build up. Most of my jobs before this one did not have a retirement account so I am behind in that sense. Now I have the freedom to push the savings and investing and also have found the freedom to explore the country nearly at will. Our retirement travel before retirement, we call it. My one problem is not feeling content. I am in a pretty good situation, I know, yet I am also too aware that it still can evaporate overnight. Because of the many challenges of relocating and starting over I have had the joy of experiencing to me success will be self sufficiency. Anxiously awaiting the cross over from my money to my life. Kevin Let’s see. I live in a pre-manufactured home (trailer). I recently went over the air for television reception after for years arguing with my wife that I work hard and earned the luxury of cable TV. I have only owned 1 new car in my life. The best value I have received from a vehicle was a $300.00 and $500.00 purchase. My home is paid for and I carry no other debt. Just recently have started a push for personal savings to build up. Most of my jobs before this one did not have a retirement account so I am behind in that sense. Now I have the freedom to push the savings and investing and also have found the freedom to explore the country nearly at will. Our retirement travel before retirement, we call it.
My one problem is not feeling content. I am in a pretty good situation, I know, yet I am also too aware that it still can evaporate overnight.
Because of the many challenges of relocating and starting over I have had the joy of experiencing to me success will be self sufficiency.

Anxiously awaiting the cross over from my money to my life.

Kevin

]]> By: eemusings http://masteryourcard.com/blog/2009/07/20/personal-finance-is-not-a-race/comment-page-1/#comment-46216 eemusings Sun, 12 Jul 2009 04:15:54 +0000 http://masteryourcard.com/blog/?p=1331#comment-46216 What a great post! I've always been quite a competitive person (in school and such) and I definitely compare myself to the people I know - more so in the last year or so. But it's really not a valid comparison, because none of my friends are in the same place as me, financially speaking. They all still live at home and some are heavily subsidised by their parents. So I know it's silly to compare myself to them, but they're all I have to use as a benchmark. I definitely need to remember that it's PERSONAL finance for a reason! What a great post! I’ve always been quite a competitive person (in school and such) and I definitely compare myself to the people I know – more so in the last year or so. But it’s really not a valid comparison, because none of my friends are in the same place as me, financially speaking. They all still live at home and some are heavily subsidised by their parents. So I know it’s silly to compare myself to them, but they’re all I have to use as a benchmark. I definitely need to remember that it’s PERSONAL finance for a reason!

]]> By: Dawn http://masteryourcard.com/blog/2009/07/20/personal-finance-is-not-a-race/comment-page-1/#comment-45946 Dawn Thu, 09 Jul 2009 15:06:26 +0000 http://masteryourcard.com/blog/?p=1331#comment-45946 I don't think money is an indicator of success - I think happiness is. If you are constantly worried about finances, (whether you are rich or poor) it is hard to be happy. The problem comes that we don't always know what will make us happy, so we run around looking for it in buying stuff, big houses, having kids, changing jobs, getting married and so on... some of which works and some doesn't. I agree 100% with you that success needs to come from within and comparing yourself to others is futile. As you said, you never know the whole story - the grass always looks greener... until you have to mow it. I am finally getting to a point where I think I know what I want and what I need to do to get it. I am still envious occasionally of people who seem more "together" than me, but I try not to let that green eyed monster take over and make me miserable. I don’t think money is an indicator of success – I think happiness is. If you are constantly worried about finances, (whether you are rich or poor) it is hard to be happy. The problem comes that we don’t always know what will make us happy, so we run around looking for it in buying stuff, big houses, having kids, changing jobs, getting married and so on… some of which works and some doesn’t. I agree 100% with you that success needs to come from within and comparing yourself to others is futile. As you said, you never know the whole story – the grass always looks greener… until you have to mow it. I am finally getting to a point where I think I know what I want and what I need to do to get it. I am still envious occasionally of people who seem more “together” than me, but I try not to let that green eyed monster take over and make me miserable.

]]> By: BM http://masteryourcard.com/blog/2009/07/20/personal-finance-is-not-a-race/comment-page-1/#comment-45942 BM Thu, 09 Jul 2009 14:35:36 +0000 http://masteryourcard.com/blog/?p=1331#comment-45942 Let me be very careful and say that having money or being wealthy could be argued as a sign as success. Creating wealth is hard work unless you hit lottery or inherit it.Most folks who are wealthy became that way by making sacrifices, being relentless and consistently working hard. I have no hesitancy is calling such people a success and having good character. . . At the same time, I am NOT saying that folks who have no money are unsuccessful. I am sure we have seen plenty of people who work hard at what they love to do or follow their calling to make a difference in other peoples lives. I guess what I am saying is that if we are able to see consistency and hard work in someones life regardless of the fact that their work produces money, they could be labeled as a success and as having good character. Let me be very careful and say that having money or being wealthy could be argued as a sign as success. Creating wealth is hard work unless you hit lottery or inherit it.Most folks who are wealthy became that way by making sacrifices, being relentless and consistently working hard. I have no hesitancy is calling such people a success and having good character.
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At the same time, I am NOT saying that folks who have no money are unsuccessful. I am sure we have seen plenty of people who work hard at what they love to do or follow their calling to make a difference in other peoples lives. I guess what I am saying is that if we are able to see consistency and hard work in someones life regardless of the fact that their work produces money, they could be labeled as a success and as having good character.

]]> By: Neil http://masteryourcard.com/blog/2009/07/20/personal-finance-is-not-a-race/comment-page-1/#comment-45907 Neil Thu, 09 Jul 2009 05:00:15 +0000 http://masteryourcard.com/blog/?p=1331#comment-45907 I totally agree with you. An important part of getting control of your life is ignoring influences from others and deciding what it is that YOU want to achieve. I totally agree with you. An important part of getting control of your life is ignoring influences from others and deciding what it is that YOU want to achieve.

]]> By: dogatemyfinances http://masteryourcard.com/blog/2009/07/20/personal-finance-is-not-a-race/comment-page-1/#comment-45884 dogatemyfinances Wed, 08 Jul 2009 22:46:04 +0000 http://masteryourcard.com/blog/?p=1331#comment-45884 I would make the same comment about my high school. If you're still in our high school town, you are a loser, plain and simple. I guess you could call it living simply, but that's not what I call it. As for the blogs, I like to remind myself that these are the outliers. Either the super-frugal, or the super-irresponsible. Either way, they're not a great reflection. I would make the same comment about my high school. If you’re still in our high school town, you are a loser, plain and simple. I guess you could call it living simply, but that’s not what I call it.

As for the blogs, I like to remind myself that these are the outliers. Either the super-frugal, or the super-irresponsible. Either way, they’re not a great reflection.

]]> By: FB @ FabulouslyBroke.com http://masteryourcard.com/blog/2009/07/20/personal-finance-is-not-a-race/comment-page-1/#comment-45878 FB @ FabulouslyBroke.com Wed, 08 Jul 2009 21:30:01 +0000 http://masteryourcard.com/blog/?p=1331#comment-45878 Gotta admit though, it is hard NOT to compare yourself to people your age, with all of these #s floating around Even I, with a pretty solid financial status and am totally far from where I was 2 years ago.. can feel a bit insecure at times reading these PF blogs lol But even so, I have to remind myself: It isn't a race. I'm different. In a different situation. Yet it's hard. Gotta admit though, it is hard NOT to compare yourself to people your age, with all of these #s floating around

Even I, with a pretty solid financial status and am totally far from where I was 2 years ago.. can feel a bit insecure at times reading these PF blogs lol

But even so, I have to remind myself: It isn’t a race. I’m different. In a different situation.

Yet it’s hard.

]]> By: Personal Finance Is Not A Race | Master Your Card « Finance http://masteryourcard.com/blog/2009/07/20/personal-finance-is-not-a-race/comment-page-1/#comment-45875 Personal Finance Is Not A Race | Master Your Card « Finance Wed, 08 Jul 2009 20:51:48 +0000 http://masteryourcard.com/blog/?p=1331#comment-45875 [...] View original here:  Personal Finance Is Not A Race | Master Your Card [...] [...] View original here:  Personal Finance Is Not A Race | Master Your Card [...]

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