Repairing your credit isn’t easy and it isn’t fun, I should know. But, it’s possible to do if you have the patience and will to get it done.
Why Bother?
I’ve had a number of clients over …

Your FICO score is more than just a credit score – it can have a big effect on areas of your life that, at first glance, completely unrelated to it. No, it’s not just your …

Those songs from a certain misleading ad campaign sure are catchy – and I don’t just mean that their melodies are hooky and infectious. The main catch from this supposed freebie website  (which shall …

Canceling a credit card may seem like the best option, especially if you don’t use it very often- but doing so can lower your credit score. Here are six reasons why you might want to …

If you’ve made the difficult decision to declare yourself bankrupt, you’re probably breathing a big sigh of relief at having the weight lifted off your shoulders. Once this passes though, you’ll probably be wondering what …

I’m on this whole holiday kick and one of the things I’ve been thinking about lately is how I can inject a little more cash flow into my budget. I’ve got things locked down pretty …

The precise formula that credit reporting agencies use to determine your credit score is as elusive as Google’s PageRank algorithm. But there are some things we consumers understand well about the factors that go into …

Are you wary of keeping your money in the bank these days? If so, you’re probably not alone, and there may be good reason for this. Here are six reasons why keeping your money in …

Last year I made a bunch of New Year’s resolutions and by the end of January I had broken pretty much every single one of them. And you know what? 2008 wasn’t half bad. Even …

I’m noticing a trend at work that I thought I’d talk a little about. More and more people are going over to the prepaid debit/gift cards as a way to avoid compromising their debit and …

We all have our own goals in life regarding personal finance. Some of us want wealth, some of us just want enough. Whatever your specific goal, it’s important to remember that personal finance is not …

I’ll admit, I’m both an emotional spender and an emotional eater. When I’m stressed, tired, angry, sad, or even mad I tend to spend money. I’ve had to learn how to curb that in order …

This week we review the Discover® More(SM) Card.
Apply for the Discover® More(SM) Card now.
What we like about it…

0% interest rate on balance transfers for 6 months. If you use it properly, this time will give you …

Personal finance isn’t exactly rocket science. We all pretty much understand the basic concepts of living below our means, budgeting, tracking expenses, etc. But, even as straightforward as these concepts are, there are still plenty …