Comments on: 10 Things You’ll Face on the Road to Debt Free http://masteryourcard.com/blog/2008/12/28/10-things-youll-face-on-the-road-to-debt-free/ The best Credit Card Debt Blog online Tue, 09 Mar 2010 09:42:31 -0500 http://wordpress.org/?v=abc hourly 1 By: DebtFree http://masteryourcard.com/blog/2008/12/28/10-things-youll-face-on-the-road-to-debt-free/comment-page-1/#comment-12101 DebtFree Wed, 14 Jan 2009 10:57:36 +0000 http://masteryourcard.com/blog/?p=431#comment-12101 Really interesting read. It just goes to show that even when you feel as though you will never be debt free, it is possible if you are committed to overcoming any obstacles that stand in your way. This article is really inspirational, thank you. Really interesting read. It just goes to show that even when you feel as though you will never be debt free, it is possible if you are committed to overcoming any obstacles that stand in your way.
This article is really inspirational, thank you.

]]> By: BM http://masteryourcard.com/blog/2008/12/28/10-things-youll-face-on-the-road-to-debt-free/comment-page-1/#comment-11110 BM Wed, 31 Dec 2008 18:37:38 +0000 http://masteryourcard.com/blog/?p=431#comment-11110 They say having a child changes everything, For me it gave me all the motivation I needed to be debt free. The very thought of not being able to provide sufficiently for my son, In the event of a job loss or any other emergency gave me many many sleepless nights. I literally could not sleep certain days. Another moment I am always ashamed as a man was when we decided that my wife will go back to work early after maternity, she wished to stay home longer. Those were plenty of motivation to do what was necessary. However I have to say that we as a family were incredibly blessed and fortunate during 18 months and beyond that it took us to pay off every debt other than the house. Nobody got sick, no emergencies, ,car troubles or job layoffs.Moreover we had help from my in-laws with babysitting. Both me and my wife got salary increase and I changed to a better paying job. They say having a child changes everything, For me it gave me all the motivation I needed to be debt free. The very thought of not being able to provide sufficiently for my son, In the event of a job loss or any other emergency gave me many many sleepless nights. I literally could not sleep certain days. Another moment I am always ashamed as a man was when we decided that my wife will go back to work early after maternity, she wished to stay home longer. Those were plenty of motivation to do what was necessary.

However I have to say that we as a family were incredibly blessed and fortunate during 18 months and beyond that it took us to pay off every debt other than the house. Nobody got sick, no emergencies, ,car troubles or job layoffs.Moreover we had help from my in-laws with babysitting. Both me and my wife got salary increase and I changed to a better paying job.

]]> By: Kristy http://masteryourcard.com/blog/2008/12/28/10-things-youll-face-on-the-road-to-debt-free/comment-page-1/#comment-11089 Kristy Wed, 31 Dec 2008 05:56:37 +0000 http://masteryourcard.com/blog/?p=431#comment-11089 @ FB - It's funny how when it comes to debt we're quite ready to give up, but when it comes to other things we'll fight tooth and nail. I had a member come into the credit union recently that was in tears. She was ready to quit her debt repayment because it was too hard, but she had an ongoing competition with a girl at work for the better office chair. I don't know, her priorities were a little mixed up. But, from the posts I've read on your site, it sounds like you're not on this path anymore, so congratulations! @ Rich - I'm sorry to read about your wife losing her job! It's a terrible position to be put it. But, it sounds like you guys are handling it with incredible grace and I'm certain you'll meet your goals! Just keep thinking of reaching # 8 and 9. I found the more I visualized actually achieving my goal, the more I was inclined to get it done. I wish you the best of luck and I hope your wife finds a job soon (if that's what you guys want)! @ doctor S - Sadly, # 4 will always pop up - it's Murphy's Law. I have a theory about this. It's simple. Murphy's a woman and she's a bitter, crusted old hag....I'll keep it clean lest she smite me with her evil ways. But, again I think these things happen for a reason so we just have to deal with them. What doesn't kill us makes us stronger, right? I am glad to see that you maintain your enthusiasm, though! That's so important. Keep at it, you'll get there! @ FB – It’s funny how when it comes to debt we’re quite ready to give up, but when it comes to other things we’ll fight tooth and nail. I had a member come into the credit union recently that was in tears. She was ready to quit her debt repayment because it was too hard, but she had an ongoing competition with a girl at work for the better office chair. I don’t know, her priorities were a little mixed up. But, from the posts I’ve read on your site, it sounds like you’re not on this path anymore, so congratulations!

@ Rich – I’m sorry to read about your wife losing her job! It’s a terrible position to be put it. But, it sounds like you guys are handling it with incredible grace and I’m certain you’ll meet your goals! Just keep thinking of reaching # 8 and 9. I found the more I visualized actually achieving my goal, the more I was inclined to get it done. I wish you the best of luck and I hope your wife finds a job soon (if that’s what you guys want)!

@ doctor S – Sadly, # 4 will always pop up – it’s Murphy’s Law. I have a theory about this. It’s simple. Murphy’s a woman and she’s a bitter, crusted old hag….I’ll keep it clean lest she smite me with her evil ways. But, again I think these things happen for a reason so we just have to deal with them. What doesn’t kill us makes us stronger, right? I am glad to see that you maintain your enthusiasm, though! That’s so important. Keep at it, you’ll get there!

]]> By: doctor S http://masteryourcard.com/blog/2008/12/28/10-things-youll-face-on-the-road-to-debt-free/comment-page-1/#comment-11044 doctor S Mon, 29 Dec 2008 13:48:43 +0000 http://masteryourcard.com/blog/?p=431#comment-11044 Wow. I run into #1 on a weekly basis every Monday morning. Funny I am reading this on a Monday morning. I get so excited when I come up with my weekly plan to prevent debt and eliminate debt. I do things from planning out meals for teh week to planning out nightly social activities so i can see where I might be spending money. Sounds part pathetic part smart but its working well. But #4 pops up all the time, I live at home w/ my parents and we have had tons of things cmoe up from a grandparents medical bill that turned into a lawsuit to potential issues w/ my parents mortgage. You learn to battle and overcome and realize the best way to be prepared is to be quick on your feet and pocket. Great post. Wow. I run into #1 on a weekly basis every Monday morning. Funny I am reading this on a Monday morning. I get so excited when I come up with my weekly plan to prevent debt and eliminate debt. I do things from planning out meals for teh week to planning out nightly social activities so i can see where I might be spending money. Sounds part pathetic part smart but its working well.

But #4 pops up all the time, I live at home w/ my parents and we have had tons of things cmoe up from a grandparents medical bill that turned into a lawsuit to potential issues w/ my parents mortgage. You learn to battle and overcome and realize the best way to be prepared is to be quick on your feet and pocket. Great post.

]]> By: Rich http://masteryourcard.com/blog/2008/12/28/10-things-youll-face-on-the-road-to-debt-free/comment-page-1/#comment-11032 Rich Mon, 29 Dec 2008 07:18:37 +0000 http://masteryourcard.com/blog/?p=431#comment-11032 We have hit #'s 1-4 so far. My wife losing her job was our emergency. Amazingly we managed to press on with our debt reduction, although as of late we have been trying to save more money for an emergency. Our credit card is at a fairly low rate now, so we feel much more comfortable with the amount we have, although we are definitely not taking on new debt. Maybe denial should be in there somewhere. I think that might be where we're at now. I need to get back on track . . . :-) We have hit #’s 1-4 so far. My wife losing her job was our emergency. Amazingly we managed to press on with our debt reduction, although as of late we have been trying to save more money for an emergency. Our credit card is at a fairly low rate now, so we feel much more comfortable with the amount we have, although we are definitely not taking on new debt.

Maybe denial should be in there somewhere. I think that might be where we’re at now. I need to get back on track . . .

:-)

]]> By: Fabulously Broke http://masteryourcard.com/blog/2008/12/28/10-things-youll-face-on-the-road-to-debt-free/comment-page-1/#comment-11020 Fabulously Broke Sun, 28 Dec 2008 15:55:56 +0000 http://masteryourcard.com/blog/?p=431#comment-11020 I hit all of those 10 points, especially wanting to quit because it was just so depressing seeing all my money go to debt. ALL of my money. Great post! I hit all of those 10 points, especially wanting to quit because it was just so depressing seeing all my money go to debt. ALL of my money.

Great post!

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