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Studies show that over 75% of college students have a credit card, and they can be a great asset for a student. Credit cards are convenient, can help build a good credit history and can help young people learn money management skills.

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Home » Archive by Month

Article Archive for December 2008

The Top Financial F*Ups of 2008
December 30, 2008 – 4:27 am | 5 Comments

When I sat down to actually write this article, my intention was to come up with the top 5 biggest f*ups of 2008, but the reality is that it was too hard to go with …

10 Things You’ll Face on the Road to Debt Free
December 28, 2008 – 7:28 am | 8 Comments

If you haven’t noticed, I like to read about other people’s financial journeys because I’m always curious to see how people cope and what they did to reduce their debt. Sometimes I’m fortunate enough for …

10 Signs You’re Addicted to Debt
December 26, 2008 – 6:35 am | 9 Comments

It’s pretty clear that America has a debt problem. Irrespective of the media’s recent recession coverage, Americans have been spiraling out of financial control for some time. Debt is increasing and savings numbers have been …

10 Tips on Using your Credit Card Wisely
December 24, 2008 – 9:49 pm | 2 Comments

This is a guest post by Andy over at Retire at 40. Check out his great blog and subscribe to his RSS feed here.
I’ll admit it. I’m a credit card user. I use it a …

Money and Ethics: Do They Mix?
December 23, 2008 – 9:27 pm | One Comment

Let me preface this entire discussion with the fact that I realize ethics is a dangerous ground to head into. I’m still going there, because I read something today that really made me consider whether …

5 Ways to Talk Your Way Into Getting Better Credit Card Rates
December 22, 2008 – 10:53 pm | No Comment

Getting a better interest rate can save you a ton of money in the long run, especially if you’re getting a loan with a long amortization or you carry a balance on your credit card …

What The Credit Reform Has Done To Me
December 22, 2008 – 4:35 am | 5 Comments

As you guys probably already know, Federal regulators approved the sweeping changes that were proposed. I’m all for these changes, but the transition is going to be rocky. I myself just had a major setback …

Top 10 Ways To Flush Money Down the Toilet
December 19, 2008 – 7:41 am | One Comment

AOL recently conducted a survey of their readers to see what some of the top money wasters in our lives are. What resulted was a list of 43 items, voted on by AOL readers themselves. …

Thursday Night Round-Up!
December 18, 2008 – 7:38 pm | No Comment

Been *waaay* too long since I’ve done a link round-up, especially since there have been some fantastic posts floating around lately.

Madoline over at Pecuniarities has a great post on wrapping Christmas presents in painted eggshells! …

11 Reasons Why The Economy Is Going to get Worse Before It Gets Better
December 18, 2008 – 6:56 am | 3 Comments

Anyone expecting a quick recovery in 2009 is going to be unpleasently surprised. Here are 11 reasons why the present economic crisis will persist for quite some time to come.
1. Consumer spending is in freefall. …

How much should you tip?
December 17, 2008 – 10:12 pm | One Comment

With the holidays coming up, I realize there’s going to be plenty of opportunities where tipping will be appropriate and so I wanted to talk about that today. I’m not opposed to tipping by any …

Ask the Readers: What would you change at MYC?
December 16, 2008 – 7:21 pm | No Comment

Hi guys and girls! Lately I’ve been thinking a lot about the direction of Master Your Card. One of things I think Kristy and I really need to work on is connecting with you, our …

How to Protect yourself from a Lost or Stolen Wallet
December 16, 2008 – 5:51 pm | No Comment

This is a guest post from from Leslie at Spilling buckets. She, along with Ryan, write about their lives as they try to they discover what it means to really be wealthy.
This week has …

Credit Card Day of Reckoning This Thursday?
December 14, 2008 – 9:05 pm | 2 Comments

Most of us are painfully familiar of the tendency for credit card issuers to try and screw us in any and every way possible, but this Thursday the Federal Reserve will vote on legislation that (assuming it passes) will make it …