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Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.

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Home » Archive by Month

Article Archive for October 2008

Blog Action Day: Poverty
October 15, 2008 – 9:51 pm | One Comment

As you may have noticed, a lot of your favorite blogs have participated in the blog action day and the hot topic this year is poverty. What a heavy topic, right? It’s a topic we’re …

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0% Balance Transfer Credit Card Offers
October 15, 2008 – 8:06 pm | One Comment

Chances are, if you’re paying more than 0% interest on your credit card debt, you’re paying too much. All the cards below come with 0% balance transfer offers for at least 6 months (and sometimes …

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The ‘We Deserve It Dividend’ Bailout
October 15, 2008 – 5:35 am | 9 Comments

Some of you may have seen this email floating around and found it rather amusing. On the first read through I thought it was funny and didn’t give it much thought, but the second time …

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The New Insurance Rules
October 14, 2008 – 12:44 pm | One Comment

With the new bailout plan in effect, there were some temporary changes to the FDIC and NCUA insurance. I haven’t heard how long these changes will be in effect for; however, I’m told it will …

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10 Ways To Permanently Stay In Debt
October 13, 2008 – 6:45 am | One Comment

If you haven’t already heard the news, the debt clock in New York has reached it’s capacity and can no longer keep up with the debt. As a temporary solution, they removed the dollar sign …

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Kristy’s Weekly Roundup: The Birthday Edition
October 11, 2008 – 11:23 am | No Comment

This week’s roundup will be fairly short as it’s my birthday this weekend and I have plans. So, happy birthday to me! Yay! It’s been a hectic day, too. I’ve been running errands and wrapping …

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How Limits Are Determined
October 10, 2008 – 12:38 pm | 3 Comments

At one time or another we’ve all gone through the process of getting a credit card or a loan. We fill out the application, answer any questions the lender may have, and cross our fingers. …

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The Rules of Financial Responsibility
October 9, 2008 – 12:37 pm | 3 Comments

Here’s something to think about…
In 2004, Alan Greenspan – who everybody just loved – decided it was in the best interest of the economy and the American taxpayers to have lenders provide greater mortgage product …

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The Difference In Money Market Accounts
October 8, 2008 – 10:03 am | One Comment

Along with all of the panicking that’s been going on, one of the primary concerns we’ve been seeing in the industry is that people don’t really understand money market accounts. Within the last month, I’ve …

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Debt Consolidation: Is it the right move?
October 7, 2008 – 5:34 am | No Comment

My friend called me up the other day and wanted to talk finances. Surprisingly, my friends don’t usually come to me for financial advice, it’s usually me offering it without being asked when I see …

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Balance Transfers: How They Work and Do They Help?
October 6, 2008 – 5:56 am | 2 Comments

A member asked the question today about how a balance transfer works and does it help anything, other than possibly lowering the interest. Usually, people take on a balance transfer because they got a nice …

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Kristy’s Weekly Round Up: ‘Catching-Up’ Edition
October 4, 2008 – 9:55 pm | No Comment

With all the things that have been going on, I’ve been swamped and doing nothing but playing catch up. And it all started with Ike! Since Ike, I’ve been busier than ever at work and …

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Bank Collapse Survival Guide
October 3, 2008 – 3:29 am | 2 Comments

I’ve been getting a lot of questions from people at work about what they should do if their bank collapses. I also had a friend that called me and was freaking out because he banks …

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Finance Fiesta – Procrastination Edition!
October 2, 2008 – 11:14 am | 8 Comments

I don’t know why, but I’m a chronic procrastinator. Always have been, always will be.
Don’t get me wrong – it’s not that I actually *enjoy* starting assignments the night before they’re due, or (as …

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