I’ve talked about credit card myths before, but I’ve discovered there are more out there. You may have heard of these, but let’s talk about them and see what you think!
Myth # 1: Your credit is not affected until you activate the card.
There has been some misconception about this with people – particularly those new […]
We all know college is a lasting experience that stays with us for the rest of our lives – sometimes in ways we wish weren’t the case. In any event, there are seven things college students can do to ruin their credit and believe me, I did them all. Where was this information when I […]
Are you spending so much that your credit card is cowering in your wallet? If you are giving your cards such a workout that your accounts are often empty, you need to stop overspending. This can be as tough a challenge as stopping smoking, which is why some wacky tips are in order:
Freeze your credit […]
I’m really on the whole wedding wavelength, if you haven’t noticed. With my friend getting married soon and me being the maid of honor, every little wedding snippet, detail, piece of news, or general industry hoopla now catches my attention. Amazing how that happens. At any rate, there’s a little something I ran across that […]
Here’s a funny thought: your credit card company is watching you. Ok, perhaps it’s a little more creepy than funny, but you get the point. The fact is, while our signatures don’t really mean squat when it gets right down to it, our pattern of behavior does. What we’re spending money on, how much, and how often can easily raise a red flag to the credit card company.
According to an Amex insider, the fraud and identity theft department have people that sit at a computer scanning transactions all day long. Despite how incredibly boring that sounds on the surface, consider the implications that it carries. Someone somewhere knows exactly what you’re doing and they’re drawing conclusions about you, as well.
Another week has blown by and I’m left wondering where the year went. Do you realize it’s only five months until Christmas?? Time to start shopping.Ok, so on to this week’s posts. Another fabulous week in the blogoshpere, as always.
Trees Full of Money had a great article this week on ways to increase cash flow. […]
If you’re not part of the club, the wealthy can seem a little odd. The outlandish clothes straight from the catwalks, the weird spending habits. While you may love reading all the gossip, what you really should be doing is sitting up and paying attention. Turns out that there are some things that the rich do consistently to make money - gobs of it. Here’s how you can do the same…
If you plan to travel the world this summer, it may be a good idea to have your credit card, just in case. If you do take your card, here are 10 tips to make your life a little easier while traveling.
Tip # 1: Expect Fees
While most of us expect this anyway, it’s important to understand that there could be fees. If you’re using an ATM, you’re probably going to get a foreign ATM fee which will vary depending on your card issuer; however, some charge as high as $5 per foreign ATM transaction. In addition to ATM fees, you may get charged for a conversion fee if you’ve had money converted from one currency to another…
Face it: the word “budget” isn’t exactly the sexiest word in financing. It conjures up the images of the 1950s housewife, carefully keeping a list of expenses. It’s also just little bit nerdy - like that roommate in college who scheduled his time right down to those 30-minute Dungeons and Dragons meetings.A budget is only as […]
A friend of mine has a Citibank credit card and has frequently used their virtual credit card number program. For those unfamiliar with the program, essentially, the consumer downloads a free piece of software that generates virtual credit card numbers. The consumer can then assign an expiration date and a set limit to the card. The idea behind the program is that it limits the exposure to your actual credit card information. Instead of using your real credit card information online or over the phone, this allows virtual numbers to be used that are then routed back to your account through Citibank…
