After all of the serious discussions on the board, I figured we were due a little lighthearted folly, or in my case, a complete leave of my senses! My sincerest apologies to Salt ‘N’ Pepa! [Sidenote from Jonathan: I think Kristy may have gone insane...]

Let’s talk about debt, baby
Let’s talk about you and me
Let’s talk about all the money
And the fees that you’ve cost me

Let’s talk about debt!
Let’s talk about debt…

Let’s talk about debt for the people at home or in the store
If you use that credit card you’re just gonna pay more
Don’t avoid or ignore the bills coming in the door
Unless you want a drop in your credit score

We talk about debt on the radio and the TV
Ramsey and Orman even have their own CDs
Let’s tell it how it is and how it could be
How it was, and of course, how it should be

Let’s talk about debt, baby
Let’s talk about you and me
Let’s talk about all the money
And the fees that you’ve cost me

Let’s talk about debt!
Let’s talk about debt…

The government says they’re gonna try and regulate
Won’t mean much if you pay your bills late
Some give rewards and super low rates
Just make sure you read what the fine print states

Pay your balances off and watch what you spend
Don’t try to keep up with the Joneses my friend
You’ll find that your debt won’t be nearly as much
You can contribute more to that retirement stuff

Let’s talk about debt, baby
Let’s talk about you and me
Let’s talk about all the money
And the fees that you’ve cost me

Let’s talk about debt!
Let’s talk about debt…

The end. Hope you’ve enjoyed my little parody. Keeping with the theme of lighthearted folly, share some of your ideas on musical parodies as they relate to debt. It can be anything – just try to keep it clean!

Related posts:

1. Mega Guide: How to Get Out (and stay out) of Credit Card Debt
2. Top Ten Reasons to Pay off Your Credit Card Debt
3. 7 Ways to Squash your Credit Card Debt
4. Marriage and Credit card debt don’t Mix…
5. Credit Card Debt After Death