To Cosign Or Not To Cosign: That is the Question

We all know that cosigning a credit card application can be a risky venture – one that doesn’t have a great return on it, either. If the borrower runs up the credit card and then doesn’t pay on time, it not only affects their credit, but ours as well. In addition, we can be held […]


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Are You Smarter than a Fifth Grader?

About credit cards, that is.
I found an article over at creditcards.com that actually asked a group of 5th graders questions about credit cards. There was a fair amount of right answers in the group, but what I found so hilarious is that some of the answers that are funny from kids are the same answers […]


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8 Tips: Handling Credit Card Debt During a Divorce

Going through a divorce is never pleasant – as Jonathan referred to it in an earlier post, it’s excruciating. In said earlier post, he talked about the fact that credit card debt and divorce don’t mix and why. I’m going to piggyback on that post and talk about 8 tips to help you divide that […]


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Going Beyond Just a Credit Card

Technology is an interesting thing. I’m all for it, but sometimes I wonder if we’re wasting our time with certain things instead of focusing on something that will actually do the world some good.
What am I talking about?
Korea has just released a credit card embedded with a 2-gigabyte flash memory chip that stores multimedia on […]


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Check out this weeks Finance Fiesta!

Penelope over at Our Fourpence worth did a great job hosting this weeks Finance Fiesta, and one of Kristy’s posts - ‘Credit and Debit Card blocks at the Pump - was selected as an editors pick! Be sure to check it out here!


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Managing Your Credit Cards While Moving

I absolutely HATE moving! I would rather have my wisdom teeth pulled without anesthesia while lying on a bed of nails. I really hate it that much. It’s stressful, I hate packing, and I especially hate unpacking. I’m terrible about it, too. I’ll be living in a place six months or more before I finally […]


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MasterCard’s New “inControl”

Technically this isn’t all that new, it’s been out since April. But, I hadn’t heard of it before because it’s only available for businesses to use.
I’ll start by giving you a run down on the card and then we’ll talk how that could, and should, be applied to consumers.
Here’s how it goes:
Two backstage passes to […]


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How to Get Perfect Credit

I know there are some of you out there who would like to have a perfect credit score. According to the Fair Isaac Corp’s scale, the number that defines perfection is 850. Only about 1% of the population has achieved such perfection and I’m going to teach you how to be among them. Just so […]


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Why Keeping a Check Register Is Important

I always love training new bankers. I’m actually not “training” the new girl at work, but she’s still a lot of fun to be around.
She came into the credit union today in a bit of a panic. She had checked her account and there was a fraudulent charge showing up. She was nervous and worried […]


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Debt Collector’s Getting Their Day In Court

Sometimes our legal system amazes me. I mean, who would have thought that a woman could sue McDonald’s for burning herself with hot coffee? I don’t think many people believe in the ‘innocent until proven guilty’ mantra as evidenced by the good number of innocent people that go to jail, only to be determined later […]


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