January 6, 2012 – 8:30 am | One Comment

Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.

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Home » Archive by Month

Article Archive for May 2008

What They Really Meant
May 13, 2008 – 6:30 am | 2 Comments

We’ve posted before on the differences between banks and credit unions, but I’d like to take that a step further. A really big difference that I’ve noticed between the two is that while they say …

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Don’t fall into the ‘Rewards Trap’
May 13, 2008 – 5:15 am | 2 Comments

Credit card rewards programs can be a great idea for some cardholders. If you use your card a lot then a good rewards program will give you cash back for every purchase, or points redeemable …

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Six Ways your Kids can Help out with the Budget!
May 12, 2008 – 11:30 am | 2 Comments

Is the rising price of food and gas wrecking havoc with your monthly budget? Put your kids to work – after all, you use the gas to take them to soccer practice and they …

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Why paying the minimum due is a bad idea
May 12, 2008 – 6:09 am | One Comment

Let’s suppose that you go a little overboard with your shopping one week. Maybe the mall had a slew of really great sales and before you know it you charged up a small fortune on …

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The World’s First Biometric Credit Card
May 12, 2008 – 4:28 am | No Comment

With identity theft growing to be the number one crime in the U.S., the banking and credit card industries have been looking for a way to increase security for their customers. That security has been …

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What I’d Tell My 18-Year Old Self
May 11, 2008 – 5:20 am | 2 Comments

Ok, so Kevin over at No Debt Plan started the conversation and I think I’ll jump in, ’cause there’s plenty I’d like to tell my 18-year old self!
In no particular order:
Don’t get that credit card …

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Lessons learned from the documentary Maxed Out
May 11, 2008 – 5:05 am | 5 Comments

I sat down to watch James Scurlock’s documentary Maxed Out, totally prepared to be alarmed by the status of consumer credit throughout the nation. After all, I figured if someone had taken the time to …

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Turn over a New Leaf: How to Fix Your Credit!
May 10, 2008 – 10:50 am | No Comment

Having bad credit can make you feel pretty helpless sometimes. Everyone knows there is no one quick way to repair credit, and for many folks the idea of the effort involved in fixing their credit …

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Dear Ben: Why do you Hate Savers?
May 9, 2008 – 6:05 pm | No Comment

Federal Reserve Chairman Ben Bernanke cut the Federal Funds Rate again last week. That’s the sixth rate cut in as many months. What exactly does this mean? Well, without getting too technical, a rate cut …

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5 Ways to Teach Little Tykes About Finances
May 9, 2008 – 4:16 pm | No Comment

It’s important to teach children about money from the time they start earning their first pennies. Kids might learn about money from a textbook at school or they might learn with “play” money, but …

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How to find the best card for YOU!
May 9, 2008 – 6:46 am | No Comment

There’s no single answer to the question, “What’s the best credit card?” A lot depends on what you use your credit card for. Do you carry a balance most of the time, or do you …

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Weekly Roundup & Carnival Madness
May 8, 2008 – 8:04 pm | 4 Comments

Only 1 more day until the weekend!
In the meantime, here are a selection of the best Personal Finance posts the blogosphere has to offer:

My good friend Kevin over at No Debt Plan wrote a complimentary …

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How to Balance the National Budget
May 8, 2008 – 2:02 pm | 4 Comments

Now, I’m no economist and I may be simplifying this a tad, but I would think the same basic principles of balancing a personal budget would apply. Live within your means and stick to what …

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Basics of budgeting money
May 8, 2008 – 6:43 am | 3 Comments

Don’t be embarrassed if you don’t know the first thing about writing a budget. After all, if you were never taught how to do it then how would you know? Composing a budget isn’t a …

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