January 6, 2012 – 8:30 am | One Comment

Your best defence against making credit card mistakes is knowledge, and understanding some of the most common myths and misconceptions about credit cards can help you know what you need to manage the plastic in your wallet.

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Home » Archive by Month

Article Archive for April 2008

What’s on your Credit Report?
April 21, 2008 – 5:48 am | One Comment

You should already know that you’re supposed to review your credit report at least once a year, but many people haven’t bothered to actually take a look at what is listed on their credit reports. For …

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Marriage and Credit card debt don’t Mix…
April 21, 2008 – 2:02 am | 6 Comments

Marriage can be hard enough, but when you throw in a big pile of credit card debt it can make things nigh-on impossible. Even if financial problems aren’t the main issue within an ailing marriage, trouble paying …

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8 Sneaky Credit Card Company Tricks
April 20, 2008 – 7:41 am | 3 Comments

In light of the new consumer bill of rights floating around Congress as of yesterday, I thought it would be a good idea to talk about some of the more sneaky practices credit card companies …

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The Credit Cardholders Bill of Rights
April 19, 2008 – 7:36 am | 3 Comments

All I can say is it’s about time!
In case you haven’t heard, there’s a new movement underway in Washington this morning. Rep. Carolyn Maloney, D-N.Y. has become increasingly concerned about Americans being weighed down with …

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Identity Theft III: The Aftermath
April 18, 2008 – 7:31 pm | No Comment

So you finally got a copy of your credit report and your worst fears are confirmed: someone has used your name and personal information to open new credit accounts, take out loans and has left …

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The Debt Snowball Method: A Primer
April 18, 2008 – 5:30 am | 2 Comments

In a previous post I talked about the top 10 reasons to pay down your debt. I’ve also talked about the best (and cheapest) way to do that. However, it occurred to me that perhaps …

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Identity Theft Part II: Detection
April 17, 2008 – 9:13 pm | 2 Comments

You know what they say about preventing something bad from happening: an ounce of prevention is worth a pound of cure. This is doubly true for matters regarding identity theft: if you can spot the …

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It’s all about the Benjamins, baby!
April 17, 2008 – 6:36 am | One Comment

Are you in the process of trying to get in control of your finances? You’re not the only one (ahem…). 
It’s not a lot of fun trying to whack away at your credit card balances while also …

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Identity Theft Part I: Tricks of the Trade
April 16, 2008 – 7:46 pm | 4 Comments

Identity Theft is on the rise and it’s no secret, judging from the emerging success of Identity Theft protection firms such as LifeLock and LoudSiren. Is the prosperity of these firms truly a sign of …

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Binding Arbitration: A Rewrite of Consumer Rights?
April 16, 2008 – 7:18 am | 2 Comments

The vast majority of credit card companies have some form of a clause stating that in the event of a dispute, the matter is handled through arbitration. I don’t think the average consumer fully understands …

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The Lending Game: Part 2
April 15, 2008 – 6:46 pm | No Comment

As promised, here is part two to our discussion about lending. In this segment I’ll talk about what is listed on your credit report, what does and doesn’t affect your score and for how long, …

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Government Credit Card Bloopers and You
April 15, 2008 – 7:01 am | 2 Comments

A recent audit conducted by the congressional Government Accountability Office of the credit card use (or misuse) of various government departments, including the Department of Defense, Department of Homeland Security, and the Department of Veteran’s …

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A Wise Saving Habit: The 10% Rule
April 14, 2008 – 7:12 pm | 11 Comments

I’ll be the first to admit that I’m a little obsessive about money and the process of acquiring wealth over the course of my life. In particular, I find it fascinating to evaluate the spending, …

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My first Card Review: AMEX Blue Cash Credit Card
April 14, 2008 – 12:59 am | 5 Comments

A few readers have asked me why there are so few bona-fide credit card reviews on this site. The simple reason is that I don’t think I’m qualified. Apart from a lack of formal training, …

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