Comments on: Marriage and Credit card debt don’t Mix… http://masteryourcard.com/blog/2008/04/21/marriage-and-credit-card-debt-dont-mix/ The best Credit Card Debt Blog online Thu, 02 Feb 2012 13:31:13 +1100 http://wordpress.org/?v=abc hourly 1 By: mms http://masteryourcard.com/blog/2008/04/21/marriage-and-credit-card-debt-dont-mix/comment-page-1/#comment-2057 mms Fri, 16 May 2008 13:54:38 +0000 http://masteryourcard.com/blog/2008/04/21/marriage-and-credit-card-debt-dont-mix/#comment-2057 We are now debt free except for the mortgage. The economic stimulus deposit came through this morning. I quickly sent those funds [plus some] to chase credit card. This is the last of the last of our debt. Over 28 months - from January 2006 till today we have paid off $27,813.82 This is the first time in my adult life that I have not had credit card debt. Twenty years of bondage. And now it is done. I think my mind has not yet grasped the significance of this moment. I am amazed, relieved, grateful. We are now debt free except for the mortgage. The economic stimulus deposit came through this morning. I quickly sent those funds [plus some] to chase credit card. This is the last of the last of our debt. Over 28 months – from January 2006 till today we have paid off $27,813.82

This is the first time in my adult life that I have not had credit card debt. Twenty years of bondage. And now it is done. I think my mind has not yet grasped the significance of this moment. I am amazed, relieved, grateful.

]]> By: mms http://masteryourcard.com/blog/2008/04/21/marriage-and-credit-card-debt-dont-mix/comment-page-1/#comment-1824 mms Thu, 08 May 2008 14:48:55 +0000 http://masteryourcard.com/blog/2008/04/21/marriage-and-credit-card-debt-dont-mix/#comment-1824 I would like to rewrite the first sentence in my prior comment- which was a reply to your e-mail question. It should read: We are so close to being debt free that I can nearly taste it!... I would like to rewrite the first sentence in my prior comment- which was a reply to your e-mail question. It should read:
We are so close to being debt free that I can nearly taste it!…

]]> By: mms http://masteryourcard.com/blog/2008/04/21/marriage-and-credit-card-debt-dont-mix/comment-page-1/#comment-1823 mms Thu, 08 May 2008 14:27:03 +0000 http://masteryourcard.com/blog/2008/04/21/marriage-and-credit-card-debt-dont-mix/#comment-1823 Jonathan- We are so close that I can nearly taste it! IF the IRS economic stimulus $$ comes in on schedule- and is the amount we anticipate as married filing jointly/four kids -we could be free by the end of this month. Any changes in the amount would delay our final payments by a few more weeks or months. Even without the stimulus money we should be free by October 2008! Someday I'd like to write out our whole story...how we could ever get to that level of cc debt seems unreal. At this moment digging our way back out of it seems just as unreal! I know there are many Americans in the same situtation that we have gone through. If our story can give anyone else courage to persevere I would feel that it had been worth the struggle. I have been in debt my entire adult life. I just turned 40 a week ago and I can hardly imagine what it will be like to walk through life debt free. Jonathan-
We are so close that I can nearly taste it! IF the IRS economic stimulus $$ comes in on schedule- and is the amount we anticipate as married filing jointly/four kids -we could be free by the end of this month. Any changes in the amount would delay our final payments by a few more weeks or months. Even without the stimulus money we should be free by October 2008!

Someday I’d like to write out our whole story…how we could ever get to that level of cc debt seems unreal. At this moment digging our way back out of it seems just as unreal! I know there are many Americans in the same situtation that we have gone through. If our story can give anyone else courage to persevere I would feel that it had been worth the struggle. I have been in debt my entire adult life. I just turned 40 a week ago and I can hardly imagine what it will be like to walk through life debt free.

]]> By: Jonathan http://masteryourcard.com/blog/2008/04/21/marriage-and-credit-card-debt-dont-mix/comment-page-1/#comment-1812 Jonathan Thu, 08 May 2008 07:42:45 +0000 http://masteryourcard.com/blog/2008/04/21/marriage-and-credit-card-debt-dont-mix/#comment-1812 Wow!! 45k in cc debt is pretty serious. A $27,000 repyment in just over 2 years is a truly superhuman effort. Fantastic stuff - in case you don't notice this comment I'm going to send you an email. Wow!! 45k in cc debt is pretty serious. A $27,000 repyment in just over 2 years is a truly superhuman effort. Fantastic stuff – in case you don’t notice this comment I’m going to send you an email.

]]> By: mms http://masteryourcard.com/blog/2008/04/21/marriage-and-credit-card-debt-dont-mix/comment-page-1/#comment-1807 mms Thu, 08 May 2008 04:58:32 +0000 http://masteryourcard.com/blog/2008/04/21/marriage-and-credit-card-debt-dont-mix/#comment-1807 Good post! I have been married for 17 years. We have been in debt - deep ugly credit card debt - the entire time [our lowest point was $45K in cc debt]. It took us 15 years to get on the same page financially! Now we have been attacking that debt like never before. We will be free of all non-mortgage debt by mid-year. How I wish we could have acheived this kind of focus from the very beginning. In the past 28 months we have paid back $27,000 on a take home salary of $3,000 a month. [We sold a lot of stuff and been very frugal.] Now that we are so close to 'debt free day' we can look back and see that we have actually grown closer as a couple and as a family through the struggle of paying off these debts. I wouldn't recommend the debt road to anyone as a means to grow your relationship though! I am so grateful that we have remained committed to each other and stayed strong through some very tough years. Our faith in God and our perseverance to pay back all that we owe have made the difference. Good post! I have been married for 17 years. We have been in debt – deep ugly credit card debt – the entire time [our lowest point was $45K in cc debt]. It took us 15 years to get on the same page financially! Now we have been attacking that debt like never before. We will be free of all non-mortgage debt by mid-year. How I wish we could have acheived this kind of focus from the very beginning. In the past 28 months we have paid back $27,000 on a take home salary of $3,000 a month. [We sold a lot of stuff and been very frugal.] Now that we are so close to ‘debt free day’ we can look back and see that we have actually grown closer as a couple and as a family through the struggle of paying off these debts. I wouldn’t recommend the debt road to anyone as a means to grow your relationship though! I am so grateful that we have remained committed to each other and stayed strong through some very tough years. Our faith in God and our perseverance to pay back all that we owe have made the difference.

]]> By: Mydailydollars http://masteryourcard.com/blog/2008/04/21/marriage-and-credit-card-debt-dont-mix/comment-page-1/#comment-1217 Mydailydollars Mon, 21 Apr 2008 12:47:20 +0000 http://masteryourcard.com/blog/2008/04/21/marriage-and-credit-card-debt-dont-mix/#comment-1217 Great post! I'm getting married soon and have been thinking through many of these issues. Thanks for the tips! Great post! I’m getting married soon and have been thinking through many of these issues. Thanks for the tips!

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